Tuesdy12/08/08 What small dfw things have you done tody???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Try and have a no spend day -
• Go for a swim and sauna to use gym membership
• storecupboard meals-
• Try not to use car unless absolutely necessary, want to get to payday on Friday before filling up.

Have good day everyone, absolutely chucking down here:rolleyes: whatever happened to summer?
Hi to all the regulars and welcome to any new posters.:D

mbaz

Hiya Today I will:

- come on here for inspiration Lots
- Storecupboard meals done
- Shop around online for new carseat for son and hopefully use cashback site too decided to leave til nest month
- Daily clicks hopefully this eve
- Walk everywhere rather than get bus got bus as it rained!
- Walk into town and put up some more of my postcards and pay a cheque in (if it stops raining) Paid cheque in. forgot my postcards..grrrr
- Get hubbie to make a loaf tonight to do
- Do some baking made some cakes, banana loaf tomorrow

Have a good day all!

Mx

OliveOyl_2

Morning All :hello: It's the Glorious Twelth and pouring again. :rolleyes: Perhaps I won't go out with my gun and shoot my feathered friends after all.

Today I have/Will:

• piggy clicks, checked banking.
• Think of something to do with the toughest Weetabix cake you can imagine- I think an ingedient was omitted. There surely should be eggs of fat? Maybe a sort of bread pudding is called for.....
• return some bargain bedding to Lidl (It may have been a bargain, but I don't actually *need* it )
• Curl up either with my charity bookshop purchases or my new House DVD's this evening and not go out in the rain apart from work & Lidl.

Have fun today, I hope those of you with young ones have some sunshine. When they're teenagers they neither notice or care :rotfl: :rotfl:

claireabelle_2

morning everyone!!
had a nice almost-free night out again last night from the pub quiz winnings and won again so that's next monday paid for too! :j
So far I have

• brought in breakfast and lunch
• not spent anything
• checked my banking and cancelled rent Direct Debit
• updated my spreadsheet
• done pig clicks - OH had 4 and I had none still, 20p!
• written to hsbc to ask for DDs to be switched to smile

and I will

• have a no spend day
• get some finance admin done

Hope it brightens up!
Claire

kalojac

Morning All,

Today I have;

Updated signature
Got £25 cashback on quidco for pet insurance (towards the xmas fund)
Piggy clicks had a few yesterday but none again today.


Will do:
At least 25 competitions
2 x 30 degree washes (1 includes the school clothes for next term - 1 week left!)
Check online banking (will have to think of something radical because I have maybe pushed the budget a bit too far with the home improvements, weekend away this month) On the brightside I have been planning ahead to the end of the month and have a freezer full of meals and my cupboards aren't in too bad a shape either.

I will update later on, have a good day everyone, Kalojac x

Pippilongstocking

HIya
Today I have

Check bank
Taken in breki, lunch and put a few extra bits in bottom drawer for days I forget lunch
Had cuppa

Later I will
Check bank
Post Ebay stuff after digging up another plant sold on ebay
Update new spreadsheet made last night
Pay garage
Have NSD - or cave in and use the £5 off tesco voucher
Take dogs to field, use work petrol to exercise them
Write at least 500 words of lit review.....
pay something extra off egg card
Pack something moving soon argh

And try bake something for cake eating brother monster.......

Have fun today guys and hope sun is shining!!

lisasdiary

Morning everyone
today i will spend a small fortune at the dentist 230 pounds
right a letter of complaint to hilton did not do wrote letter to dca instead
do online banking done 20p survey could not manage to work out how to do 60p survey?
have a NSD apart from dentist did not happen have just been to the pictures to watch mamma mia well worth it but used Natwest 2 for 1 voucher they sent me by mistake I hate them so this is theropy
Write to CCAtomorrow
learn more about quidco and Pigsback
Check if Diana Wright has replied to email regards Nat west Bank charges (700 in one month!)replied last night but no update, maybe the told her to get lost cos im crap with money!
Do a count up off all bank charges from jan 2006 when joined natwestdone
Have a great day !!!!!:odone
went to coop got reduced Maceral for tea
cleaned house with stardrops
sent pics to family by email made there day
left car at work to make myself walk all day
set ourselves weight loss challenge!
Received new work skirt in post ebay!!! yipee paid for all items

yukkibear

Morning everyone, back to it after a weekend away with lots of spending money :eek: . Not very DFW but can get back on track now. Hope everyone is well.

Today I will

- check online bank (see if all my weekend transactions have gone out so I can see what's not left lol)
- do clicks / surveys etc
- post 2 ebay parcels
- list a couple of bits on ebay
- plenty of washing at weekend, try to get as much outside as poss weather permitting.
- sort suitcases out and tidy house _pale_
- 10 comps
- get some inspiration for making some more cash and setting a target to save for.

Have a great day everyone.

Rummer

Good Morning!

I have had a very stressful morning already so today I think I will relax and enjoy my last couple of days of holiday. So today I will/have:

• Banking
• Clicks
• Store cupboard meals
• Laundry
• Make a draught excluder
• Tidy the kitchen after yesterdays batch cooking and baking:eek:

See you all tmrw!

SmellyOldSock

Morning all

today I will/have

-washed at 30
-airer dry the above
-post ebay parcels
-dinner from store
-do cleaning job
-sort out paper work (on going project)
-go to Tescos and use my voucher

its raining so bad here, got soaked just popping out to the car!

have a good one (if poss)
Charlotte

peb

Hello

Like Claire I had a painfree visit to the pub last night - drove thus saving £4 in busfares and had drinks bought for me as I was driving folk home...

Today I have:

. Brought in lunch - also made lunch for tomorrow as am out tonight
. Brought in Sunday Mail voucher for bogoff at ASK tonight!

Have a good day everyone