The 'I want it NOW!!' debt/savings thread

Nichelette

I've just had a look at an old statement CL, they charge the interest monthly so they shouldn't really be charging you that. I thought it might be that they calculate it yearly but that isn't the case, and even if it was it would be a bit stupid of them not to include it in the closing balance. Just had a thought... I think I remember reading/hearing somewhere that overpayments don't show up until the next tax year or something... not sure. Either way the SLC are idiots in my experience and they can't charge you interest on something you've already paid off. Good luck sorting it out.

moneymabel

urgh good luck jen...i hate dentists-oh well dooyoo's a start!!

**Amy**

Well i had a long think about it, and I spoke to my mum and a friend and my sister, and I have decided not to get him.

Its horrible to say, but I dont feel worried now i know im not getting him. I was so paranoid about my 2 and how they would react and how ill he really is. When i got Dylan as a kitten he had a dodgy tummy and after months of tests and all sorts it turned out he had a rare disease (given to him at his breeder's) and I had to go through 6 months trying to get him to be ok. it was so stressful and upsetting, i couldnt bare it if moses was the same.

Any way, long winded answer to saying no! lol

Plus Dylan was a complete git Monday night, really being cheeky, kind of like he was saying he didnt want another brother! :rotfl:

jenjade

i am sure you have made the right decision. anyway your 2 sound like more than enough. isn't it funny how talking to someone can make you completly change your mind!! lol

my dd is desperate from a kitten i might get some advice on kittens and dogs and see if my dog can meet some cats to see if he would be ok or gobble one up!! she would love one for her birthday!

yukkibear

Thanks MM. I haven;t been for 15 years so hoping it;s not too bad, and I may have to take dd with me when I go. Trying not to think about it until after xmas lol, but at least I made the irst step

Jen noticed you got back into Dooyoo, your pic was all along the top row of who rated me last lol

moneymabel

I'm up to £8.68 on dooyoo and have seriously run out of things that i can be bothered to review lol, woner if i can get to a tenner just be rating other people and getting ratings in return? gonna give it a go i think :-)

Nichelette

You can def make the extra money up that way mm, of my £15 only £4.50 came from writing reviews.

I've just done a quick currency conversion and $50 is nearly £31! It seems that global test market have done me a favour in not adding my points for ages.

jenjade

i expect you can get up to £10 that way but it will take time!!

moneymabel

Great nicki!! thats a great exchange rate :-)

Will give that a go on dooyoo i think,havent got a clue what to do with the voucher though, ive got all my xmas presents now and i cant think of anything i want-hmmm cunning plan-OH need to get his sis a cd for xmas- i could use my amazon voucher for that and he can give me the money yay!!!

jenjade

thats a good plan. i have just had dd rolling round the floor laughing because i put 2 male sims in the same bed on the game she was in stiches!! lol bless her