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The 'I want it NOW!!' debt/savings thread

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Comments

  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Dentists are scary Yukki. I haven't seen one for nearly three years but I've never had a filling or any problems like that so I'm kind of hoping everything is alright. I have a wisdom tooth which has semi grown under one of my molars, but that's another issue...

    It's really strange about your computer Jen, I hope you can fix it soon (and cheaply), but the £5 voucher is pretty good.

    I feel worse than I did this morning, I seem to be getting a full blown cold now so I've asked my dad to get me some stuff to juice on his way home from work. He had a stroke about 5 years ago and after that became obsessed with juicing so has loads of books on it. Some suggest mixtures to help illnesses so I tried a cold one some time last year when I felt awful. It has 4 carrots, 2 cloves of garlic, half an orange and some ginger, it tastes disgusting and burns a bit, but it's like some kind of miracle cure so I'm going to make some up anyway (then lock myself in the house until I don't stink of garlic).
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's a pain CL, when did you pay it off?
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    sorry to hear you are not feeling good cl that is a bummer about the interest they may forget about it if you phone them and explain. one of my late payments was ignored after i phoned saved me £25 so it is well worth a try.
    the gift card was send randomly i think.

    the £400+ is from the electric company i changed from prepay meter to direct debits and had my prepay meter removed and they recon the owe me £400+ so they are sending me a cheque but i can't see how they would owe me anything because on the pre pay key meter you but say £10 on the key then pop it into the electric meter and it gives you £10 credit? when they took it out i had £3.80 or something like that on there, so no idea what they are on about i am going to take the money and run!!! lol
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Lol Nichlette but hey if it works it's all good.

    Sorry you're not feeling great CL, hope you sort out the loan though soon
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lol jen-run fast lmao!! glad you've found a way round the ebay nightmare and good news on the sales!
    urghh not liking the sound of that juice nicki :-) although if it works thats great!
    Yukki, how frightened are you of the dentist? if its a real phobia and not just general dentist type fear then go to your doctors and ask them to prescribe you some valium (diazapam) i use it to get me to the dentist and it is great, they'll only give you enough for one appointment so no worries about getting addicted or anything like that-worth a try!
    CL hope you manage to get it sorted what a nightmare :-(
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh well while we are on the topic of dentist i have to have a tooth out in a few weeks it is a biggy near the back not looking forward to it at all
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    ha i can get on dooyoo now things are getting a bit better missing my scratchcards though
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • I paid it off at the end of June... I even asked the guy on the phone if I needed to do anything else and he said no. I don't get how they can charge me interest when there wasn't even 1p left to pay off... and they've charged me more interest on an empty balance than they were charging me when my balance was £4400!!! I will definitely call them to complain, just not today :S Must call Alliance about my savings account though as I've been meaning to do so for over a week.

    Sorry your feeling ill Nichelette. Your magic potion doesn't sound too appetising but I hope it does the trick! :o

    Speaking of scratchcards, I must do mine... I forgot to do them yesterday which is not like me!
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Awww CL hope you feel better soon. I wouldnt of thought they can charge you interest, sounds like a mistake to me. Deffo call them when you feel you can xx

    Ewwwww good luck with your juice Nikki xx

    Well I am officially bored... bored of being in debt, bored of having no money, bored at work... :rolleyes: :rotfl:
    Debt: just my mortgage :D
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    what did you decided about the extra cat? are you going to take him or not Amy
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
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