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The 'I want it NOW!!' debt/savings thread

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Comments

  • Finger-crossed that you get that job, Nichelette :)

    I've just got back from Lidl, I went with my mam to get some fruit and veg as we're having homemade chicken soup tonight :D I spent a whole 50p on two cans of Pepsi Max... and that's all I've spent this week so far (apart from postage and some sellotape for my ebay stuff). Still, I need to pay out £101 to college next week :o

    Dunno what to do tonight... I'm so bored! x
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    Well done on your NS's CL. :)

    Im bored too, i keep browsing the net and finding things i really wanna buy!

    Im really thinking of putting my plans to buy a house ASAP on hold until after xmas at least. I feel the past 2 years that i have been mega tight to pay off my debt....I mean mega tight....i couldnt tell you the last time i went out with any of my mates, even in the day time to a pub or anything. They dont call me anymore as they know i will say no to going out anywhere as it costs money! They have given up on me!
    After yesterday seeing what that bloke in the hotel tried to do to himself. Im feeling life is too short not to have any fun!!! And im not in debt anymore so i really should start having a bit of fun again, im 25 not 40!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    you are right maria i felt the same as soon as i became debt free!

    i am relaxing more about money but i still have a target to fill my isa i am much less stressed about money now and i have been out more
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Jen did you do that king.com deal in the end?
    Now a SAHM trying to earn some spare pennies each month
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    yes i did. i put £5 in but when i loked on my account it looks like you have to pay £1? i will let you guys know if it trackes etc
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    jenjade wrote: »
    you are right maria i felt the same as soon as i became debt free!

    i am relaxing more about money but i still have a target to fill my isa i am much less stressed about money now and i have been out more

    See thats just it im still stressing! Stressing to hurry up to save £20k before house prices start going back up again.:confused:
    And to be honest its putting pressure on my relationship with OH coz im constantly on at him to stop wasting money. Im nagging at him like an old woman if he buys £1 chips on his break etc when he has a lunch he takes with him!:rotfl: :o:o:o Poor boy! Ive really gotta chill out!:rolleyes:
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think I'll probably be like that Maria, I just want my own house so much. I'm attempting to be completely debt free in two years but that will be quite tough. Once I've got rid of my overdrafts and the car money which will hopefully be in the next 9 months or so depending on how quickly I get a proper job I'm going to start saving to pay off my student loan. I figure because I'll have a big lump sum I might end up using it as a house deposit. I'd like to be completely out of debt but it's a tough call.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • mariagti
    mariagti Posts: 3,207 Forumite
    Part of the Furniture Combo Breaker
    You'll get there Nichelette espically if you get the job your going for! Where are you living at the moment renting or parents etc? Theres so much pressure these days!
    Make £5 a day JAN £121/175 FEB £283/175:j
    Weekly Grocery budget of £35! Jan £95.05/175 Feb £37.53/175
  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Maria, I'm living with my dad at the moment which to be honest is less than desirable. Although recently I thought our house was safe it looks like we might lose it again (result of parents divorce) which will !!!!!! up my savings plans if I have to rent at full price. Gah.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Right, I'm going to buy my boyfriend curb series 6 as part of his birthday present with some amazon vouchers I got from surveys, it was £16 but now it's £14 so I need soemthing to make up the free postage. I want this, http://www.amazon.co.uk/MOS-Chilled-1991-2008-Various-Artists/dp/B0017XCJZS/ref=sr_1_1?ie=UTF8&s=music&qid=1222285035&sr=1-1 and the first series of robot chicken, I feel like such a chav :o. I could probably get it cheaper somewhere else too... I might try writing some reviews for amazon vouchers to see if I can get some (quickly) to pay for it. Hmm...

    Have been booted out of yet another global test market survey, can't remember the last time I got to complete one. I'm up to 900 points though, so I only need to be screened out of another 20 to get a cheque :p.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
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