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The 'I want it NOW!!' debt/savings thread

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  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Morning everyone. Lol Jen loved the jokes were you a bit bored last night.
    Off to quickly do scratchcards then get lo dressed and up to shop before meeting some friends for the morning.

    Have a good one everyone
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Morning All

    Cant believe its Monday already. :o

    Hehe Thanks Tesco Points Addict. Thats Dylan, the naughtier of the 2 cats. :p I have a piccie of him sprawled out on the sofa that I will post tonight. :D

    I am having to wait until the end of the week at the earliest to see if i can add any extra to my credit card. Im hoping I can as i want to get it below £2K, we shall see.

    I did my scratch cards this morning and won £1 on one and £0.30p on another :j

    Sorry you're not talking to your OH Lilmiss xx

    xx
    Debt: just my mortgage :D
  • Morning all!!!

    I've just had an email to say I've won £500 cash :j:j:j :D:D:D I'm so over the moon! Maybe this is karma for moving my butt and going back to college? This will pay my course off and leave me with £100 spare! :beer:
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Oh Wow, Congratulations CL :beer: :j :T

    £500 cash, fantastic. And yes its deffo Karma. :D

    xxx
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ah wow, that's great completely lost. Spend the extra bit wisely ;). That sofa was an amazing freebie Amy, we have one that's similar & I know it cost at least £1000.

    I'm a bit irritated this morning as I've lost out on some temp work because I was so tired from last night I didn't pick up the phone in time. I spent three hours on the phone to my friend who has awful depression/self harm problems trying to stop him from cutting himself, so I didn't get to sleep til about 4 :confused:. Ah well... the plan now is to apply for at least one job a day in the hope that I'll find something permanent. Failing that I'm going to try and find christmas temp work in a shop or something to tide me over (I'll hate it, but if I can't find a job it has to be done).
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    HI Nichelette xx

    So sorry to hear about your friend. xx And sorry to hear you missed out on a days work. xx

    Fingers crossed for you to find that perfect job. ;)

    xxx
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Amy :)

    It's a real shame about my friend, he's very clever (he did a maths & physics degree at UCL) but his mental problems are stopping him from getting a job because he has anxiety problems as well as the depression and so on. I'm going to text him in a second to check he is okay.

    My new strategy is to apply for a job every day, that way eventually someone *has* to have me lol. This is today's one https://www.westsussex.gov.uk/apps/erecruitment/vacancyDetail.jsp?mode=e&id=1986 I particularly like the idea of this one because it isn't office based so I really need to make myself shine in the application, though if someone has experience of family stuff like this it will probably go to them. I'll keep my fingers crossed though.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    That does look like an interesting job. Fingers crossed for you xxxx

    Well i have just paid another £170 onto my credit card. :eek: I can just about afford it, so i thought "sod it!". It wont show until Wednesday I think so wont update my signature just yet.

    xxx
    Debt: just my mortgage :D
  • Thank you both. I can't stop smiling :D I've been so lucky with competitions recently. I think I'll spend £20 on myself for a change!

    Good luck with the job hunting, Nichelette. Sorry to hear about your friend, it must be hard for him and even harder for you to have to watch him suffering. You're a good friend being so supportive - most people wouldn't be. I was in a very similar way when I left university, it was so hard to go from being constantly under pressure and busy, to feeling so empty.

    edit: that's great, Amy. Just read your sig and worked how much you've paid off since March -- and you're doing amazingly!
  • Nichelette
    Nichelette Posts: 2,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's really good Amy :), you've done really well to get rid of so much debt in such short time.

    You should definately treat yourself to something completely lost :). I'd like to say my friend will get better soon but he's been like this for the last 5 years so probably not, but I'll help him where I can. I see you're saving for a house deposit, that's what I'm going to do when I'm debt free. I used to love saving before I started uni lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
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