Traveling while on DMP

jimmer1980

Deleted. No longer needed.

dmg24

Surely you would be better to stay at home and work, so that you could pay off your debts more quickly?

You have a link in your sig, which needs to be removed unless it has been authorised by the MSE Team.

Amy83

Hi Jimmer. You say that at your current rate of saving etc, you should be debt free in a years time, couldn't you wait til that's all sorted before you go? Would your friend be willing to wait a few months?

It'd be a massive weight off your shoulders and you'd have a far better time on your travels, without worrying what your debts are doing back in rainy England!

dmg24

It seems that you have already made up your mind?

lynzpower

cant you just save up the extra 2 months payments and clear the DMP before you go?

dmg24

jimmer1980 wrote: »

My minds made up. In that I really want to go. It's the opportunity I've always dreamed of. But I'm also aware if the debt I got myself in to and my resonsibilty to pay it off.

I'm just concerned about the creditors going for CCJ's etc while I'm away. It would be a shame for it all to go down the pan when I'm so near the end.

I can't save any more than I am now. I'm already working over sixty hours a week. Sometimes more. I'm not going out at all and the only driving I do is to and from work.

The debt process will not be put on hold whilst you are away (I doubt that any creditor will have sympathy for you when they learn that you are on an extended holiday), so why mess it up?

A three month holiday would be a dream for most of us, including those of us that have no debt. However, most of us would put our responsibilites first.

I have been thinking about this since you posted, and it really leaves a bad taste in my mouth.

lawrenson

Hi,

I think you've already made up your mind to go.

All of the comments here are NOT to go.

Guess you're going to have a worrisome holiday next year!

Cheers,
karen

boombap

I say go on the trip - you only live once remember!

dmg24

lawrenson wrote: »

Hi,

I think you've already made up your mind to go.

All of the comments here are NOT to go.

Guess you're going to have a worrisome holiday next year!

Cheers,
karen

Well summed up! x

dmg24

jimmer1980 wrote: »

I have made my mind up that I want to go. but have not amde any decision as to whether I am actually going to go or not. I'm also well aware of my debt situation.

If anyones got any ideas on how to earn more money, so I can pay the debts off quicker. I'd appreciate it.

I suppose I cam here to see if anyone else had done this previously.

I understand the thoughts behind not doing it. As I'd be able to pay my debts off early.

I just don't want to look back in year and regret missing this chance. I may never have it again.

I don't appreciate comments like 'Guess you're going to have a worrisome holiday next year'. As that will cause me to worry more if I decide to go. It's not very supportive.

Would that be the chance to get your life back on track by clearing your debt, or the chance to go off on a jolly?

You are being completely irresponsible. You are an adult, you need to take responsibility for your actions (or will you just leave your parents to deal with any court letters, or bailiffs that turn up at the door?).

(I'm not even going to comment on your plans to become an accountant!)

boombap

No worries

What do your parents suggest? They're obviously quite keen on the trip as they're willing to help with the travel costs.

As I said before though, I reckon you go for it