A payment a day............

jo41

Guess I'll have to keep [STRIKE]playing[/STRIKE] trying

[IMG]http://smileys.!!!!!!!!!!!!!!!!!!/cat/36/36_15_2.gif[/IMG]

Hopeful1

Morning everyone. I read everyone's kind messages last night and you all made my eyes leak! My friend (only person i've confided in) then text and set me off again. I just feel a bit zombified at the moment as i was not expecting this, despite big arguments at the weekend. I just want to get through last few days at work and focus on making the hol fun for my beloved little boy. Hugs back to all of you. You are all really special....thank you xxx

My woman on a mission PaD for today is:

£2.50 EPDL
£1.50 evil loan
£5.00 Vanquis (will be paying this off before end of month - no extortionate interest for me!!)

P.S Yes, Terri,, your smilies made me smile, as did everyone's attempts to learn on to upload them!! Haven't got time to add anything myself. Really must go to work!! :rotfl:

njk0327

paid another £1.17 to my egg card today though hopefully i'll be able to find some bigger amounts towards the end of the month.

Paulgonnabedebtfree

I've revised what I'm going to do with this payment a day stuff.
When I get a DD payment go from my bank to payu a CC, I will also send an extra fiver by BACS (3 dds in all). These three are on LOB deals at reasonable rates. The other CC (GMCard) is only on 4.9% fixed until 31/5 when it goes up to 14.9%. For this one I will make minimum repayments plus I will BACS £1 every day.
I know that financially speaking, it would make more sense to throw all the extra at the GMCard in preparation for 31/5. However, the CC companies are now sharing info regarding who makes minimum payments only and will probably regard minimum payers as a bad risk. I don't want to risk having too much credit facility withdrawn in case I need a big repair for my work van. Therefore, if I attack the LOB deals with minimum plus a fiver, and if I pay minimum plus £1 a day to the other one, then hopefully I will still be regarded as a just about acceptable risk.
I've no intention of incurring more debt but that van must take precedence as my income depends on it.
I anticipate a bigger income by the Spring so will hopefully start paying more towards this stuff.

gilly1964

Wow - I have jsut added my PADs for December up

:j:j:j £963.47 :j:j:j


Off now to work out these other smilies

Have visitors from tomorrow till the 27th :eek: so signing off for now maybe till 2009!

:santa2::xmastree::santa2:

:xmassign:

All the best
Gilly x

Greenbynature

Morning all
Keep your chin up hopeful1 I know it's hard at first but honestly it does get easier! I think with having children as well you have to put a brave face on it and carry on best wishes to you.
Paid £1.17 to cap1 cc and 50p in sealed tiin and 13p to copper jar!!
Note I'm not using any smilies today!!!
Have a nice day everyone

Greenbynature

:xmassign: to you too Gilly hope you have a great Christmas x

Hobsch

Morning all,

£1.50 this morning towards MBNA loan.

All the best. Have a great day.

tomtombeanie

morning all! another pound from me but also a no spend day (i know it's only early in the day but definitely going to happen!)

off to the dentist now for DS2 to have his free flouride treatment...

then goal for today: dust and hoover. have now run out of all other distractions and will have to get on with it...happy wednesday!

mummy2mygirls

flying_fresian well done on hitting your target!!
hopeful, it will be hard for a while, but you are strong and have your little boy so will be fine. still sending you lots of hugs.((()))

£15 for me today, also had some cheques clear from my bday so might put some towards the curries and get it paid of asap!!!

have a great day everyone.
x