A payment a day............

pippo

Hi folks, just a £1 for me, but a quick look at the minimum repayment calculator has me even more determined!! I don't want to be paying these debts off for another 20 years!!

I have now cleared off my egg account - or at least transferred it to interest free!
Capital one is in credit, and I will close when I can withdraw £10 from free daily scratch cards...i will try to keep it going with debit card, but they won't let me change when I have money owing!
So.. only 5 more credit cards to go..omg!!.. 3 on 0% so I will alternate daily payments with the other 2!

think I'm having a light bulb moment here!
Pip

cally6008

Hiya all, I was umming and ahhing about joining in with this thread but after looking at the minimum repayment calculator, I'm determined not to spend the next 2 years paying my capital one card off. I'm going to just stick to £1 per day though, it shouldnt break the bank and I'll still pay the minimum on the card (rounded up to nearest £1) when thats due. Fingers crossed.

mcjordi

welcome aboard it'll make a difference when all the small amounts add up, before i joined PAD challenge i would have wasted the payments a day i have been making on [EMAIL="!!!!"]!!!![/EMAIL].

it really does make a difference

Fag_ash_lil

Hello peeps ...

Hope everyone is ok ....

nickynoo08 - Hope your back is better soon ... Hopefully your manager will get the till fixed soon for you .....


weebag - Where are you hoping to go on your hols :question: ....
mumofcookers - Well done with your non smoking day yesterday ....

lilian1977 , Mum on a mission , emma_jane1987 , cally6008 - Hi Good luck with your payment a day ... no matter how small ... it all adds up ....
Naughtynat , northernspender - Hope you both feel better soon ...

Here's my Good and Bad for today ...

The Good - Another NSD for me ( day 5 ) ... only 'cos iv'e still not been out !

The Bad - No payment for me today - only 'cos i've had flu & haven't been to the bank .... and havn't got any more money here ... ( Will pay extra tomorrow ) ...
I should have paid a bill on friday .... but didn't ... so will have a late charge on this next month :mad: ...
Still no CHOCCY for me .... still don't fancy any :rolleyes: ....

Catch you all tomorrow ...
keep " snuggly " and warm ..... still bloo*y freezing here ....

terri x

cally6008

Thats today's payment paid, I'll update the amount on the weekends then it will show a more noticeable decrease.

Maisie_M

hiya

£2.46 paid for me today, and some loose change in the pot yesterday. Didn't get round to posting as vey busy yesterday at work and then spent the evening tidying the house as I hadn't done much over the weekend.

Good luck for those giving up ciggies, dieting and moving house, welcome to those joining the challenge and well done to those continuing to make the extra payments.

paybacktime2008

Wheres double trouble??? Hope her brain hasnt exploded with all the figures!

Fag_ash_lil

paybacktime2008 wrote: »

Wheres double trouble??? Hope her brain hasnt exploded with all the figures!

I think it must have ..... she's been " on the missing " for a couple of days :rolleyes: ....

terri x

missthrifty

tried posting this am but computer said no !
it was not my fault it would not work!
congrats to purpleposting for getting house :j

well done mumofcookers for giving up smoking - stay strong - I gave up over 30 years ago - I know it is not easy - you can do it - think how quickly your debts will go down with all the money you are saving:D

paid another £10 off cc today, only £28.20 balance owing

found 5p this morning - will go into pot!

ns day today! nice drive in country with family and pub lunch all paid for!
getting better by the day!

will do sig soon - honest - just learnt how to do strikethrough

frasersmum123

missthrifty wrote: »

will do sig soon - honest - just learnt how to do strikethrough

Its the S with the line through it in the top right hand corner in the 'edit signature' bit (the other side from the Bold 'B')