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A payment a day............

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  • joeyjimbles
    joeyjimbles Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all
    What a busy few days you've all had - its taken me a giant mug of coffee to catch up with you all!

    Well, London was great - busy and fun and all within budget. All those buy 1 get 1 free main meal vouchers were so handy (on here and handbag.com)and no-one batted an eyelid when we handed them over. Lovely to have a really nice meal and then just pay for more or less half. The tesco clubcard vouchers bought us a great meal at a smart restaurant and the kind waiter even let us use them for the coffee and service charge so we only had to fork out for a bottle of wine.

    Managed to get lots of bargains as well as some not-so-cheap items using vouchers from mystery shopping, clicks etc. And best of all I didn't go over budget on anything.

    And today my mystery shopping money was there so I've finally managed to get myself under £300 on my CC (well the one that I'm concentrating on anyway). To celebrate I have just claimed another Pigsback M&S voucher - its taken ages but it will soon be transformed into a tiny stash of 3for2 gifts for MIL to accompany the Christmas food hamper I make for them - cake, pudding, shortbread, chocs etc.

    Thanks to everyone for keeping me so inspired and motivated - this year is proving to be much more hopeful and empowering than before. Hope you all have a lovely bonfire night however you choose to spend it.:T
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • joeyjimbles
    joeyjimbles Posts: 2,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Piquant
    I don't actually do a payment a day physically to the CC - I have a little box that I put my pennies in and then when I'm in town I take them to the bank. So the payment into my box is my PAD and sometimes its as little as a few coppers that my husband leaves lying around. The point is to feel that everyday I'm making a difference rather than sticking my head in the sand - or making it worse.

    Mr Tesco is occasionally right - every little helps!
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • I have made my missing mortgage payment my payment a day now. Even though we have agreed a payment plan I would rather get it paid off quicker so all the pennies etc I find round the house will go towards this.
    Have put a £1 in my money bag so once I get a reasonable amount i will take to the bank and pay it to the Mortgage company.
    MAY NSD's

  • Damita
    Damita Posts: 344 Forumite
    Debt-free and Proud!
    £199.63!!

    YAY!! I have cleared of the credit card!!! Oh my goodness!!!
    Debt Then 06.07 - £11,000 - Debt Now £0.00
    DFD Aug 2011
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    Damita - fantastic well done
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fantastic Damita....well done!

    I've managed an hours work this morning so i'm paying £20 towards the Wii. Off to update my signature xx
  • Well done Damita
    Debt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
    Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
    Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
    Stopped smoking 1/11/2010 - money saved so far:£515:D
  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooooh just had an email and they've charged me £6 less than I thought they were going to. Off to change me signature.....again! xx
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well done damita:D excellent news!!!!
    November NSD's - 7
  • gilly1964
    gilly1964 Posts: 1,107 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Folks,
    A quick drop in, between daytime TV, sleeping and scratching :mad:

    I finally got the freezer inventory done, so am sitting this afternoon with the cookery books, a big mug of tea and a couple of Twinks sorting a meal plan for the rest of this month.

    Have a look at OS for the Twinks recipe - better than Hobnobs any day.

    Also in case you're wondering what is in my freezer/cupboards - have a look at the November Grocery Challenge. All ideas appreciated.

    All the best
    Gilly
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