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Debate House Prices
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House just been valued
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Like I said, not going there again. Just next time you want to 'say goodbye' at length, can you actually carry it out and go away?
Not that I'm trying to make you go
Carolt I have been nothing but nice today and you bring me in to a thread I had kept out of and harp on about another thread.
Have you got some kind of problem I have tried being nice, ignoring you (unless you are being offensive to someone else) but you are like a moaning limpet.
I think anyone who as the courtesy to read my posts from today can see that!
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Fine - so given you do see the housing board as 'pretty pointless' - post directly above - why do you continue to post?
It may well be pointless for you, as you have (as far as I'm aware) no intention of buying a house or selling one.
For people like me, who do, it's not pointless - what could be more relevant than discussing movements - observed or predicted - in house prices?If I can save 50 or 100 grand by waiting a year or two, what could be more moneysaving than that? It makes saving a couple of hundred off my gas bill or whatever, look like peanuts.....
So why are you here again?
Actually, I will respond as it is relevent to the HPC board in general and not 'argie bargie'. I think that the housing/mortage/renting boards all provide the information required for people with the intention of buying or selling a house, certainly one wouldn't come in here and mention that you're about to buy a house unless you wanted a threadful of abuse. Hence the reason why the HPC/HPI crowd were all moved into here in the first place.
Chatting about recessions, HPI, HPC, american banks going bust, how much a house in Aberdeen costs is interesting and entertaining; hence the reason I come here, but Moneysaving? Hmnn, I'm not sure unless you happen to work for an American bank in Aberdeen and you're thiking of buying a house. Even then, I'm sure you'd have more local knowledge about your own area via local papers, local tv and local gossip than you'd ever glean from a website such as MSE. I'd also say that the info would be slightly more unbaissed that much of the stuff you read on here.
Hopefully, that'll answer your latest questions.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Fine - so given you do see the housing board as 'pretty pointless' - post directly above - why do you continue to post?
It may well be pointless for you, as you have (as far as I'm aware) no intention of buying a house or selling one.
For people like me, who do, it's not pointless - what could be more relevant than discussing movements - observed or predicted - in house prices?If I can save 50 or 100 grand by waiting a year or two, what could be more moneysaving than that? It makes saving a couple of hundred off my gas bill or whatever, look like peanuts.....
So why are you here again?
"It makes saving a couple of hundred off my gas bill or whatever, look like peanuts.....":o
I bet your frugal parents wouldn't view two hundred quid as peanuts!
But it's nice to see you're admitting (albeit accidently) that money is all relative.
Someone who's only worth £100 won't be too fussed about losing a fiver. In just the same way someone selling a £1.5M house won't be too fussed about losing 20 or 30K on it.:T0 -
. Sorry, you were all fighting long before I arrived, and you'll fight long after I've gone.Happy chappy0
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Perhaps, but these days a million quid doesn't buy you much.
You talk about vulgarity, but some people just bought a moderate house a few years ago and now it's worth £1m. You don't have to be talking ostentation and swimming pools.
I wouldn't call this:
http://www.rightmove.co.uk/viewdetails-10840389.rsp?pa_n=2&tr_t=buy
the house of a show-off.
That sums up the South East (or most of it) pretty well. It's nothing to do with showing off wealth, it's about getting a house big enough to house your family that isn't miles and miles from the train station!0 -
pickledpink wrote: »"It makes saving a couple of hundred off my gas bill or whatever, look like peanuts.....":o
I bet your frugal parents wouldn't view two hundred quid as peanuts!
But it's nice to see you're admitting (albeit accidently) that money is all relative.
Someone who's only worth £100 won't be too fussed about losing a fiver. In just the same way someone selling a £1.5M house won't be too fussed about losing 20 or 30K on it.:T
I'm worth more than £100 quid, but I lost a £2 coin the other day and was pretty annoyed.
If I lost a fiver I most certainly would be! Your argument does not hold water.0 -
Your view is one often quoted to us by a freind.
The point of having assets is freedom. Financial freedom that brings peace of mind, contentment and options.
Thats not to say I admire those ultra meanies for whom the focus is amasing wealth merely for it's own sake.
The goal is surely to ammass wealth for a purpose
Whilst at uni I did a temp job for Social Services. We had a case of an old lady who died of pneumonia because she couldn't "afford" to put the heating on. She had been living that way for months on end, and was barely eating anything warm so as to save on gas. The malnutrition ultimately contributed to her death.
She had no next of kin, and when the police went to her house they found £23,000 in cash in the wardrobe, kitchen cupboards and under the bed.0 -
I do think the elderly have an issue with things like heating. A friend of mine's mother wears 6 layers of clothing as opposed to putting the heating on and expects other people to do the same. I dont agree that LillyJ's story is rare. I think there are lots of old people with a fair bit of money saving for the grandchildren, rainy day etc. My grandmother had lots of money around her house, under mattresses, in storage tins etc. We could do with the government tackling this issue in more detail. It is not always the case that old people cannot afford to put the heating on - it is that they choose not to.0
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I dont agree that LillyJ's story is rare. I think there are lots of old people with a fair bit of money saving for the grandchildren, rainy day etc. We could do with the government tackling this issue in more detail. It is not always the case that old people cannot afford to put the heating on - it is that they choose not to.
I totally agree, and the social workers I was working with were not surprised by it in the slightest.
I think that old people should get vouchers rather than heating allowance, which they can only spend on fuel - old people not heating their houses is one of the reasons our hospitals get so full.
My grandparents, who are by no means well off, and live in a rented council house (so still have that expense, whereas a lot of old people are mortgage free), and they say they easily heat their 3 bed semi and never skimp (in fact it's always boiling in there!). They think heating allowance is quite generous.0
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