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IA's back on the tracks diary.

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Oh and have had the fees for the girls nursery for Sept. £265.... joy. lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    The loan quote thing on egg is finally working... and here's what I got

    loan amount £7,030.00
    APR 13.9%
    loan interest £1,908.35

    total repayable £8,938.35
    term of loan (months) 45

    total monthly payment £198.63


    hmmmmmmm.. 13.9.... less that everything else but still highish for a loan..
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Actually £10 for a overnighter is ok Sar.
    Have a good night.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • barnaby-bear
    barnaby-bear Posts: 4,142 Forumite
    immoral_angeluk wrote: »
    The loan quote thing on egg is finally working... and here's what I got

    loan amount £7,030.00
    APR 13.9%
    loan interest £1,908.35

    total repayable £8,938.35
    term of loan (months) 45

    total monthly payment £198.63


    hmmmmmmm.. 13.9.... less that everything else but still highish for a loan..
    Worth probing the wacky?
    http://uk.zopa.com/ZopaWeb/
    Moderately wacky?
    http://uk.zopa.com/ZopaWeb/public/borrowing/borrowing-at-zopa.html
    Or the bizarre extreme of wacky
    http://uk.zopa.com/ZopaWeb/Listings/
    (closed listings give an idea of the final offers)
  • beanielou
    beanielou Posts: 96,216 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Martin rates Zoppa if I remember rightly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Happy monday.. :rolleyes:
    Had a good morning at CAB. Got to help out a bit with a case and really want to get stuck in now but can't til after I've done my course. Not long to go now.. :)
    The weekend was ok. Have been feeling a bit down the past few days.. I'm guessing it's some PMT or something. Still unsure about the whole loan etc thing. So will see what happens. Band practice was good even though we were all feeling a bit rough. We're having a band night out to the Varsity (Where our gig is.) on saturday to scope the joint out.. lol

    Hope everyone's ok.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Morning everyone. Feeling really crappy today. Am on medicine for 'lady problems' which is making me seriously miserable. Got my tattoo appointment today to look forward to though. Having my arm everything finished. :) She's not charging me for this sitting either which is good. :)

    The girls have got (had maybe) nits... joy of joys. Bought some stuff last night and treated them.. just need to wash their hair later and give it another come... oh the fun of parenthood eh? Touch wood I haven't caught it yet...

    The weather is just lovely here today... absolutely bucketing it down... guess summer's long gone.. :rolleyes:

    It's Ste's payday tomorrow so can get the nursery fees paid. £265 this month as the new government funding starts on the 2nd sept. Thank god.. lol wish everything wasn't so expensive.

    11 days til the gig! :eek: Only 2 more practices (Sunday and next weds) which is a bit... _pale_ but looking forward to it... if nervously.. lol
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • booklover
    booklover Posts: 898 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi Sarah

    I love reading your diary - I'm more of lurker...

    I just want to wish you well with your upcoming gig, I'm sure you'll be BRILLIANT!

    Also take care of yourself re the ladies problems.. :(

    Re the weather: here in Belfast its been absolutely terrible, massive flooding everywhere . Did u see it on the news.? Fortunately we were fine, but a lot of people had bad flooding problems... :cry:

    Hope you have a good day today! Good luck with the last session of your tattoo.

    Fiona x :smiley:
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    booklover wrote: »
    Hi Sarah

    I love reading your diary - I'm more of lurker...

    I just want to wish you well with your upcoming gig, I'm sure you'll be BRILLIANT!

    Also take care of yourself re the ladies problems.. :(

    Re the weather: here in Belfast its been absolutely terrible, massive flooding everywhere . Did u see it on the news.? Fortunately we were fine, but a lot of people had bad flooding problems... :cry:

    Hope you have a good day today! Good luck with the last session of your tattoo.

    Fiona x :smiley:
    No I didn't! That's terrible. Glad you're ok though. What a nightmare... and thanks. :)
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    and for anyone who's interested... a couple of bits added to the band myspace.
    https://www.myspace.com/thisisnotanexituk
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
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