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Chris is right, you probably used an 'e-signature'
You no longer have to physically sign credit agreements but probably had to tick a box to say you agree to terms and conditions.
The banks then rely on a credit check, which proves you are who you say you are and proves where you live (from your Electoral Roll entry).
The bank is relying on other banks, councils and other bodies to confirm who you are, which, let's face it is a lot more secure than a scrawl on a bit of paper.
The one issue is if someone you live with fraudulently applies for the card in your name and then intercepts the card when it is delivered.
You would then need to prove it was not you who committed the fraud, but this is no different from someone forging your signature now.
R.
Smile , it makes people wonder what you have been up to.
The bank is relying on other banks, councils and other bodies to confirm who you are, which, let's face it is a lot more secure than a scrawl on a bit of paper.