Barclaycard - Far too quick

Rafter

Chris is right, you probably used an 'e-signature'

You no longer have to physically sign credit agreements but probably had to tick a box to say you agree to terms and conditions.

The banks then rely on a credit check, which proves you are who you say you are and proves where you live (from your Electoral Roll entry).

The bank is relying on other banks, councils and other bodies to confirm who you are, which, let's face it is a lot more secure than a scrawl on a bit of paper.

The one issue is if someone you live with fraudulently applies for the card in your name and then intercepts the card when it is delivered.

You would then need to prove it was not you who committed the fraud, but this is no different from someone forging your signature now.

R.

goldmercury

Rafter wrote:

The bank is relying on other banks, councils and other bodies to confirm who you are, which, let's face it is a lot more secure than a scrawl on a bit of paper.



R.

Do they check with local councils?

YorkshireBoy

goldmercury wrote:

Do they check with local councils?

They check the electoral roll information, which is maintained by the local councils.