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mbna reduced interest rate!!!
redkelly
Posts: 203 Forumite
in Credit cards
Having a large balance with mbna, phoned them up after advise on here to see what they could do....well do you know what as I am a long standing customer with a large balance they reduced my interest rate by almost 10%:T
It's such good news have to share it with you all....has cut my monthly interest by £100.00 a month so that rather a lot off the balance I had been working on for a few months so thank you all for making me see the light.....and all it took was one phone call.
It's such good news have to share it with you all....has cut my monthly interest by £100.00 a month so that rather a lot off the balance I had been working on for a few months so thank you all for making me see the light.....and all it took was one phone call.
Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 2018
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 2018
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Great news. What did you say to them?
My DH has a very large balance and 30% rate with MBNA but he won't phone them incase it goes against him
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have just recalulated that and it was 22.48% they have reduced it to 11.9% .
Tell him to give they a call all you can do is ask what's the worse they can say NO!Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Great news. What did you say to them?
My DH has a very large balance and 30% rate with MBNA but he won't phone them incase it goes against him
I agree with redkelly, the worst they can do is say no. I've never heard of even one example where they called up and actually ended up with a worse deal!You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.0 -
Great news. What did you say to them?
My DH has a very large balance and 30% rate with MBNA but he won't phone them incase it goes against him
hey call em, n they will do as u please!!!.. as long as you been a good customer with no late payments as such they will reduce it. they want your money but they never kill the golden goose. they reduced mine from 29.9 to 17.9:beer::beer::beer:0 -
I have an MBNA (Virgin) card.Yesterday I got my statement.I'd already cleared my balance a couple of months ago and they have upped my limit to 9k from 5k,dropped the interest from 24.something to 16. something with a free BT for nearly a year.They seem to be trying to reel everyone in again.0
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As an existing customer, I've been offered 0% until Feb 2009 on all purchases for the next 2 months
Items costing £500 or more have the interest free period extended until May 2009
I didn't even call them - they just sent me the offer.
:T"Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 20100 -
Well he gave them a call and they said they could only drop the interest rate 5% and when he said he would look at transferring the credit then they said they could only drop the interest rate in steps and to phone back again on the 14th?
Oh well, he'll phone back then and see what they do but I suppose 5% is better than a kick in the teeth.0 -
MBNA now offering me 0% with the usual fee until Jan 09 on balance transfers or 0.9% until April 09 and again the usual fee.0
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I am very interested in what you all said to MBNA on the phone to get your interest rate down. I have a balance of 5k. Do you think it is worth giving them a call. If so what would I say any sugguestions ??cross stitch cafe #90 UFO's 6 to finish in 2013, and loads of new kits to boot
Refunded bank overdraft charges £915 :jSPC 2007-2008 #078 aim £500-£341.67
SPC 2011-2012 #078 aim £500-£426.42
SPC 2012-2013 #078aim £500 - TBC
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