HSBC card - how long after cancel to reapply?

jpwjpw

I cancelled my hsbc credit card as they wouldn't give me any good deals. How long do you reckon before i can apply to them again and use their 0% offer for new customers?

exel1966

It was 12 months when I closed mine last year !

Scousebird_2

This is a strange one-because the card technically doesn't get removed off your banking profile. The earliest would be 12 months but even then, it may show that you had closed a previous card down and affect the new application. Thus the promotion is only open to new customers. I have had an HSBC credit card for a few years and I got a 'welcome' offer, but I appreciated that was to get me interested in the card-I think it was 0% for 6 months on purchases (that's how long ago it was-lol)-but I knew this would end, and I would go onto normal terms so that's the way it is I suppose.

Superheavy

I work at one of the callcentres for this company, though not really in the card opening side of it, but from what I understand if the card was closed recently, certainly within 6 months, they won't go through an application for a new card but just ask you to write to the cards dept to reopen the old one. Not sure if you use telebanking at all, but after a while they'll start offering you new cards anyway, because the sales prompts pop up on the screen with whatever offers are being promoted at the time.

jpwjpw

Thanks! Maybe i'll start using telebanking a bit more just in case