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My cccs expenditure proir to BR.

124

Comments

  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    topdraw wrote: »
    My GF said she will pay my dad out of her account and reduce her contributions to myself ie 800 instead of 1000.
    Thats the only way i can think of doing it??

    Sounds like a good idea to me. And if I were you I wouldn't mention this arrangement to the OR at all.
    BCSC Member 70:j
    .
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Thats a good way of allowing for the debt to your dad! I told you it would all work out.

    :j :j


  • fudge59
    fudge59 Posts: 104 Forumite
    topdraw wrote: »
    Yeh guys ref the tax etc, this is for myself and my partner. I drive a van and my GF drives a rover.

    The OR is happy for me to keep the van as long as the finance company is, its in both our names.
    The expenditure is for two of us...a couple.

    Your OR are alot nicer than mine have the reputation, if your partner has a car they say you therefore have access to it, and sell your vehicle - so you're lucky!

    Re the holiday, definetly put a request in for that to be included - I asked for £40 (for me and my husband), yet they allowed me £50 a month allowance!
    Bankrupt : 9 May 2008
    Automatic Discharge : 9 May 2009
  • topdraw
    topdraw Posts: 58 Forumite
    Right Guys this is what my propasal is for Monday with OR.

    See what you think now, im still going to ring the BR help line and run it past them.

    EXPENDITURE ITEMS AT 50% ARE CONRTIBUTED BY GF.

    Mortgage 50% - £425.00

    House Keeping 50% - £130.00

    Gas, electric 50% - £45.00

    Water 50% - £15.00

    Phone/mobile 50% - £30.00

    Petrol - £65.00

    Clothing - £15.00

    Council Tax 50% - £65.00

    House Insurance 50% - £17.50
    Car HP - £118.00

    Car tax - £16.00

    Insurance - £40.00

    Service/ rac - £20.00

    Dog Food/ Insurance 50% - £20.00

    Hair - £5.00

    Opticain - £5.00

    Dentist - £5.00

    See what you think guys. :confused:

    Total = £1036.50

    Income= 1473.00
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I think you are supposed to put the total for everything and then state how much OH pays. Not sure how it makes a difference though.

    Is the internet needed for work or study - I'd change it to phone .

    :j :j


  • topdraw
    topdraw Posts: 58 Forumite
    The net is not needed for work so i will change that just to phone.

    Cheers
  • topdraw
    topdraw Posts: 58 Forumite
    Ref Fudge, i would not be able to use my GF s car, we work the same hours.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    topdraw wrote: »
    Right Guys this is what my propasal is for Monday with OR.

    See what you think now, im still going to ring the BR help line and run it past them.

    EXPENDITURE ITEMS AT 50% ARE CONRTIBUTED BY GF.

    Mortgage 50% - £425.00 850

    House Keeping 50% - £130.00 260

    Gas, electric 50% - £45.00 90

    Water 50% - £15.00 30

    Phone/mobile 50% - £30.00 100% of landline, only your mobile not GF's

    Petrol - £65.00

    Clothing - £15.00

    Council Tax 50% - £65.00 130

    House Insurance 50% - £17.50 35

    Car HP - £118.00 is this just your car?

    Car tax - £16.00 is just yours, not GF's

    Insurance - £40.00 ditto

    Service/ rac - £20.00 Ditto

    Dog Food/ Insurance 50% - £20.00 Food included in housekeeping 100% of insurance

    Hair - £5.00

    Opticain - £5.00

    Dentist - £5.00

    See what you think guys. :confused:

    Total = £1036.50

    Income= 1473.00


    If you only put 50% of these bills dowm you will end up with a large IPA
    Accept your past without regret, handle your present with confidence and face your future without fear
  • topdraw
    topdraw Posts: 58 Forumite
    The only things she pays half to is the house bills and mortgage.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I would agree with Peachy's take on this. Also up your hair, opticians, dentists to £10 each. Do you have any prescriptions you get?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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