Hypno's recession busting debt diary.....

gailey_2

Well done hypno, you make me tired just reading your posts.You have acheived so much over last few days your house must be reasonably clutter free by now with all that stuff gone.Im sure your egg car be paid off soon.

I was wondering whats the cabin? Is it one of those log cabin,sun houses you get in b&q? I assume you use it for work.
Wish we owned and had bigger far graden as would love one, my house seems to be shrinking since having a child.

Quidco, still cant get my head around it. Surly you have to spend monety in the first place and secondly are you just limited to the retailers on their list?

hypno06

Quick update.....have been to the bank to cancel the account fee and the overdraft protection fee - saving £17.70 a month.

Gailey, yes sometimes on quidco you do need to spend money to get it back, but for example if you are doing your car insurance renewal, do it through quidco if poss and they will pay you a good amount for something that you are going to have to spend anyway!

If you head over to the "freebies" board on here, there is a long thread on quidco where people are happy to post those offers that don't need any money spending - well worth a look and it all adds up - I have had over £1100 paid out from them since I started in January 07.

Yes my cabin is my workspace, although since I have been back in employed work full time I have used it less for seeing clients and more for storing the clutter that I was just moving from place to place But it is a huge space and a lovely place to be, whatever the weather.......DD has been cleaning it for me today so that it is nice enough to see my client in......I have seen most of my recent clients at a rented therapy room, so not had so much need for my cabin, but it makes so much more sense to see clients in the cabin because I then don't have to pay someone else a room fee for the rent of their space!

Plus.....I just like being in there - it is no hardship to work in it....like a little retreat

Karmacat

Lovely, hypno - that bank account fee stopped, *and* the cabin back again for your own use. I like it!

taxi73

Great payout from Quidco....and well done for getting rid of account fees and £200 off egg.

elantan

peb wrote: »

and there was me thinking you were playing scrabble!

that's a good one lol ...and peb please keep pondering all pondering grately recieved

hypno06

elantan wrote: »

that's a good one lol ...and peb please keep pondering all pondering grately recieved

**hypno ponders too**

I have no motivation to work today....am far too tired, which is NOT a good thing. Serves me right for doing so much work at the weekend on the decluttering. So much for creating new energy channels.....I seem to have channelled all my energy right away :rolleyes:

amyandjon

Hypno what a nice diary its given me some motivation :P i wondered if you could tell me how to get the fancy ticker at the bottom with all your debts laid out :P thanking you :P

elantan

yep i have done that i can relate ....i think we might be twins ...only i'm the lazy one lol ...well son's results havnt came in so we dont know how he has done sigh ...i have had atleast 12 phone calls today from friends wanting to know as well ...so much for sleep ...but it's touching to know my friends are thinking of him

hypno06

amyandjon wrote: »

Hypno what a nice diary its given me some motivation :P i wondered if you could tell me how to get the fancy ticker at the bottom with all your debts laid out :P thanking you :P

If you look at the green strip towards the top of the screen there is a bit that says "User CP", click on that then click on "Edit Signature" and it will allow you to add in a signature that you can change whenever you want. Just be aware that it cannot be more than 5 lines long - and MSE's version of 5 lines long is not always the same as mine......I can only generally get 4!!!

El - look on the bright side....the longer it is til the results are out the longer it is before you have to commit to parting with your cash!! (fingers crossed for him though!)

Verbatim

I'm glad the egg card balance is almost gone Hypno, that's a disgraceful interest rate worthy of Vanquis.

Hope the energy flow comes back your way soon.