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Hypno's recession busting debt diary.....

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  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No he dosent but I was amazed at how much he got TBH ~ one house always gives him £20:eek: .If I remember he got about £60 - £70 in total in each of last two years.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    You obviously live in a more generous area than us!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Crikey, at £20 I'd consider a round myself :o .

    My DD was mortified when I suggested putting a Christmas card through the door with every paper and only agreed to do it if I supplied the cards :rolleyes: .

    She wasn't so mortified by the number of 'papergirl please ring bell' notes stuck on doors - I think she ended up with around £30 (out of which she obviously didn't refund the cost of the cards :rolleyes: ).
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • ali007 wrote: »
    Crikey, at £20 I'd consider a round myself :o .

    My DD was mortified when I suggested putting a Christmas card through the door with every paper and only agreed to do it if I supplied the cards :rolleyes: .

    She wasn't so mortified by the number of 'papergirl please ring bell' notes stuck on doors - I think she ended up with around £30 (out of which she obviously didn't refund the cost of the cards :rolleyes: ).


    That shows you Capitalism is alive and well in our nation's youth!

    I made my money thanks to the local newsagents selling cheap candy even cheaper. I used to buy something rediculous like 40 odd sweets (like refreshers and the sherbert straws) for £3 (which was my lunch money) and sell them to guys at school and on the school bus! Made me £15 a day! :T

    Good times! My mum was worried that I was dealing drugs or mugging old ladies becasue I always had a lot of money on me!
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    DS will only be doing a Sunday round so I wouldn't expect he will get much, if anything at Christmas. I won't mention the possibility to him, but will get him to do Christmas cards!

    I have managed to pick up a few Adult Ed workshops for the next few weeks - should net me about £300 after tax etc so all very useful, although they take aaages to pay so I won't "allocate" the funds in my mind just yet :rolleyes:

    Was hoping for a NSD today but then remembered I need to buy DS a birthday present - nothing exciting, but he does need a pair of jeans, because he has outgrown his, and all he has left are very tatty tracky trousers which are not fit to be seen in public in.........so I will be on a mission this lunchtime!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on your MS and your DS getting a paper round x Good news about the adult ed classes as well
  • Well done on the paper round. Winter tips could still be something to look forward to. Boy in my tutor group announced he got £150 in tips over Xmas which needless to say I was very impressed with. Turns out his dad drove him to and through his paper round, but did Dad receive any of the £150 towards petrol? Nope!:rotfl:I suppose it's enterprising in a way. More fool dad for doing it.

    £10 left in my account 'til payday Tues. Having minor op to remove cyst on eyelid tomorrow morn. Hoping this will lead to a quiet, cheap weekend. Any suggestions for activities that are both free and can be completed with an eyepatch welcomed...!

    Stuffed marrow for dinner today - yum! What's Hypno and everyone else having?
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


  • jackie_w
    jackie_w Posts: 1,077 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hi Hypno,

    Well done on getting to your £20,000 target :T :T :T :T .

    Jackie
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Miss Bez, hope the eye is not too painful - sounds eww!

    Dinner tonight is a baked version of spag bol - not sure if it will work, have bunged it all in a pyrex dish and shoved it in the oven, mince, pasta, sauce and pasta etc all together. I will stick some grated cheese on the top in a while and hope for the best :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    LEt us know if it works as sounds good ^^^
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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