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We Have Done It !!

Well thats it ! Yesterday at 11.15am Mrs Cider and I were made bankrupt ! It was no where near as bad as we had expected ,the clerk of the court checked the papers took the money asked us to take a seat ,the judge called us in to query an answer,we explained it and then she said she had no problems and signed the forms . Back into the clerks office and called the O/R who took basic details off us both then made us an appointment for a telephone interview on the 5th September !!! They must be hellishly busy round this area ? So thats it all done , for those of you who are as scared, stressed or on the verge of a breakdown as we were take heart in this message that it CAN AND WILL GET BETTER ! . We both feel like 'new' people now we have done this and can look forward to a life where we can answer the phone or leave a door open without the fear of a 'visit ' !! . I hope any of this is a help to anyone who is sinking in a sea of despair and depression, DO IT and get your life back .This is not meant to sound as though its an easy option cause its NOT ! We will lose our house and maybe a vehicle but in contrast to what we were going through its a small sacrifice.
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Comments

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Congratulations.gif
    We all die. The goal isn't to live forever, the goal is to create something that will
  • congrats Pinta:beer: :beer: have a Magners on me!!!

    Sandy
    :D
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • PINTACIDER
    PINTACIDER Posts: 82 Forumite
    Thankyou very much i had a couple of pints last night to celebrate and even better still i have just had a phone call and a letter from a DCA and it felt so good to inform these parasites that i was made bankrupt , to be fair they weren't nasty just said thankyou and put the phone down. Never imagined how much of a relief it has been to go through with it and if it wasnt for all the good knowledgable folks on here sharing their own experiences i really dont know if i could have ? so to everybody on here. . . . . . . . . THANKYOU THANKYOU THANKYOU !!!!!!!!!!!:T :T :T :T :T :T .

    And if i can help anybody on here with anything it would be great to put something back into the best forum around after taking so much off it !
    I hope we all lead a prosperous healthy DEBT FREE life !! :beer: .
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Congratulations :)

    :beer: here's to being debtfree!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Summer1969
    Summer1969 Posts: 372 Forumite
    Congrats to you both, wish you both well for the future. :D
    "Ginger Rogers did everything Fred Astaire did, except backwards and in high heels"
    BSC Member - No 171 :jAD - 3 July 2009:j


  • sandywindsor
    sandywindsor Posts: 266 Forumite
    Well Pinta,
    welcome to the club:j


    Sandy
    X
    It's not the mickle that mak's the muckle
    :j BSC 166:j
    BR 25th June 2008
    Discharge 25th June 2009
  • Dez-Titute
    Dez-Titute Posts: 1,106 Forumite
    Part of the Furniture Combo Breaker
    th_fing10.gif
    The triumph of hope over experience

    mea culpa mea culpa mea maxima culpa
  • mazlass
    mazlass Posts: 41 Forumite
    I am really happy for you. Enjoy your new debt free life!
  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Congratulations! Its a great feeling being debt free.

    :j :j


  • cazjenki
    cazjenki Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well done for getting through it!! I bet your sitting there thinking why was I so stressed about it all : )
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