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August -The NSD Challenge

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Comments

  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still stuck on 5 NSDs... feel doomed! Did go and investigate Lidl but think I need to try lower price brands within current supermarket before I would really benefit. The meat was cheaper and chocs but not convinced re rest....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Aussieonabudget
    Aussieonabudget Posts: 261 Forumite
    Another one for us! That makes 7 and there's still time in the month for more! Moving house at the moment so having to pay out for different things but at least I am thinking of the NSDs and trying to do all the spending on the same day!

    Well done to everyone else that has finished!
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I almost had an NSD today but spoilt it by going to the beach and having an ice-cream with my friend and our kids. Must admit we had a good time and I think it was worth it, don't do it often!!

    Fingers crossed I'll have one tomorrow lol
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    Another NSD for me today, opps now it's yesterday blooming clock, doesn't time fly when your typing:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:That's 10 in total with 4 to go and got 7days to do it in, wish me luck:beer:and luck to all still trying. If like me you were a late joiner to the thread, WE can/will make our targets, up the MSE bregade:j:j:j:j:j:j:j:j
    HWGA xx
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Mananged another one yesterday!

    Mainly because the magazine I was wanting to buy wasn't in the shops yet, but it should be in the morning so today won't be one I'm afraid
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:     [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100



  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    rb6ac wrote: »
    9th NSD today - reached my target! WAHEY! Can you update me on page 1 angeldiva? Obviously going to carry on to see how many I can get! x

    Well done honey!
    I have updated you.....anyone else deserve the clapping hands yet???
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • BabyJayne
    BabyJayne Posts: 125 Forumite
    Hey first update this week, i have had 3 NSD days which have updated .....getting there slowly but surely!
    Crazy Clothes Challenge 2012 - £80.00 / £300 :hello:
  • nicnacnoo
    nicnacnoo Posts: 408 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    i managed to get in another NSD yesterday, so thats 5 now, quite pleased with myself, nearly hit my target, 1 more to go
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    Afraid it was a spending day here with me today, bought the mag, couple of bottles of juice and a card (as I'd left it too late to make one, grh!) and gave my little bro and sis some dosh as they're off on holiday.

    Prob won't be one tomorrow either, it's going to be tight!
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:     [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I have done my 10th NSD :T

    :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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