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August -The NSD Challenge

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  • Herewegoagain
    Herewegoagain Posts: 2,370 Forumite
    Debt-free and Proud!
    Hiya guys, hope you're having a good day, for those who aren't, hugs to you. Thanks Angeldiva for adding me to the list and today is another NSD for me, that's 3 in a row and nine in all.:j
    Have I got time to reach my target of 14 though:eek: :eek: only 8 to go:eek: :eek:
    lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59
    LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256
    Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#
    Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 07
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still stuck on 5/8 as did grocery shop yesterday (half price with vouchers and multibuy) and need petrol today..... Will try again tomorrow.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Made it to my 9th NSD today!

    Aiming to hit my target tomorrow then try and get a few more in before end of month as away Thursday - Monday and will need to go food shopping Tuesday when get paid.

    EDIT: OOOPPPPS Slipped up again, Damn Itunes :(

    Back to 8 we go....
    Now a SAHM trying to earn some spare pennies each month
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    The only money I spent today was required as part of a mystery shop, and I will, of course, get that back.

    So I am counting it as a NSD.........am up to 9 now :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Was going to be a NSD but had to buy a stamp to post a letter to try and sort out DS tenancy before he goes back to Uni. So am going to try for one tomorrow!!!
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    strumpet wrote: »
    Hi BI,

    I reckon that as you have no choice but to use the toll bridge, you should count that as necessary spend. After all, "going to work" "spends" generate future income and it could be argued that you could discount them. Otherwise you'd struggle to ever get an NSD!

    So congrats on an NSD for yesterday!:T

    Strumpet
    xxx

    Ah, thanks!! :grin: I think that's fair, having thought about it - because it was a work trip, I had to use one of the work cars, whereas if I'd been in my own car the money would've come off the electronic tag that's stuck inside the windscreen. And that's pre-paid so I would have had a NSD. And I can claim my shiny £1 coin back from petty cash! So that's 5/8 for me! :cool:
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • Managed no 9 NSD today
    Dad out of hospital and things looking up ( looks like some heavy lifting gave him a strain in his chest and shoulder, been fully checked out and back to work already:mad: )
    Hope evryone else is doing ok we're 2/3 of the way through still a chance fo all of these who have slipped a bit !!! You know who you are;)
    Busy mum of 3, so if my posts don't make sense or ask a silly question be patient:rotfl:
  • piglet39
    piglet39 Posts: 301 Forumite
    Can I join too please - hope it's not too late. Would like to go for 8 and have done 2 - yesterday and today cos only read about it on Sunday!

    Piglet
    LBM Nov 07
    Challenges: A Payment A Day Challenge 2012 Joined 08.03.12
    PADding Total:March £57.65 April £10.10
    DFWNerd - 1041-Proud to be dealing with my debts!
    Pesky CC March 2012 £2916.73:eek:
    Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 2014
  • debtbegone
    debtbegone Posts: 1,007 Forumite
    debtbegone wrote: »
    Doh! Def not a nsd for me today, bought some juice in the shop when I went to do my posting and bought a magazine in the filling station when the boyfriend was washing his van :(

    Going to go for one tomorrow though - I Will, I WILL!!

    Woohoooo!! I did, I DID :j

    Not sure about tomorrow though, have to go buy stuff for dinner for my mum so depends on if I can resist the temptation in Mr T's :o
    The debtWILLbegone - taking it 1% at a time
    Grand Total Owed:
    [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
    1% (£50) at a time member #121 - 11/100





  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    After my grizzle yesterday about how rubbish I've been at this I stayed at home sulking but managed not to spend anything so NSD 7 at last! Yay!
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


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