We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
August -The NSD Challenge
Options
Comments
-
Hiya guys, hope you're having a good day, for those who aren't, hugs to you. Thanks Angeldiva for adding me to the list and today is another NSD for me, that's 3 in a row and nine in all.:j
Have I got time to reach my target of 14 though:eek: :eek: only 8 to go:eek: :eek:lost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
Still stuck on 5/8 as did grocery shop yesterday (half price with vouchers and multibuy) and need petrol today..... Will try again tomorrow.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Made it to my 9th NSD today!
Aiming to hit my target tomorrow then try and get a few more in before end of month as away Thursday - Monday and will need to go food shopping Tuesday when get paid.
EDIT: OOOPPPPS Slipped up again, Damn Itunes
Back to 8 we go....Now a SAHM trying to earn some spare pennies each month0 -
The only money I spent today was required as part of a mystery shop, and I will, of course, get that back.
So I am counting it as a NSD.........am up to 9 nowSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Was going to be a NSD but had to buy a stamp to post a letter to try and sort out DS tenancy before he goes back to Uni. So am going to try for one tomorrow!!!0
-
Hi BI,
I reckon that as you have no choice but to use the toll bridge, you should count that as necessary spend. After all, "going to work" "spends" generate future income and it could be argued that you could discount them. Otherwise you'd struggle to ever get an NSD!
So congrats on an NSD for yesterday!:T
Strumpet
xxx
Ah, thanks!!I think that's fair, having thought about it - because it was a work trip, I had to use one of the work cars, whereas if I'd been in my own car the money would've come off the electronic tag that's stuck inside the windscreen. And that's pre-paid so I would have had a NSD. And I can claim my shiny £1 coin back from petty cash! So that's 5/8 for me! :cool:
Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
Managed no 9 NSD today
Dad out of hospital and things looking up ( looks like some heavy lifting gave him a strain in his chest and shoulder, been fully checked out and back to work already:mad: )
Hope evryone else is doing ok we're 2/3 of the way through still a chance fo all of these who have slipped a bit !!! You know who you are;)Busy mum of 3, so if my posts don't make sense or ask a silly question be patient:rotfl:0 -
Can I join too please - hope it's not too late. Would like to go for 8 and have done 2 - yesterday and today cos only read about it on Sunday!
PigletLBM Nov 07Challenges: A Payment A Day Challenge 2012 Joined 08.03.12PADding Total:March £57.65 April £10.10DFWNerd - 1041-Proud to be dealing with my debts!Pesky CC March 2012 £2916.73:eek:Debt@March 2012 (inc OD) £5615 DFD self imposed target Feb 20140 -
debtbegone wrote: »Doh! Def not a nsd for me today, bought some juice in the shop when I went to do my posting and bought a magazine in the filling station when the boyfriend was washing his van
Going to go for one tomorrow though - I Will, I WILL!!
Woohoooo!! I did, I DID :j
Not sure about tomorrow though, have to go buy stuff for dinner for my mum so depends on if I can resist the temptation in Mr T'sThe debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
0 -
After my grizzle yesterday about how rubbish I've been at this I stayed at home sulking but managed not to spend anything so NSD 7 at last! Yay!O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
House Deposit Fund:[STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards