The Never Ending Story

darthpaul

Blimey must have been a shock! Think that was a brave step you have taken and its inspiring to see others dealing with the problems head on.

Toffee261104

lol, yeah it was, cheers darth, by the way...absoloutely love your username, made me chuckle that did!

Toffee261104

Urgh my husband is so annoying it's unreal

Just when i thought I got somewhere with him, he's not a bit interested in this site or what I've discovered, he thinks we can do it by ourselves without anybody's help, and he told me this site was a 'phase' I was going through

Grrrrrrrrrrrrrrrrrr he's really made me mad

Skint_Lynne

Toffee,

Never mind what he says, he will come round in the end, if not, you can prove to him thru hard work on the debt side of things that this site is helpful. Now I wonder if you have ever had credit card charges? If you have, have you done anything about reclaiming them back? Tell your DH that I have just reclaimed £1700 of my money back with the help of this site. Thats how much of a waste of time this site is................

Just you do your thing and everyone on here will help as much as they can.
SL x

PS I got £500 for my mum as well

Toffee261104

Erm...no I don't think we have every had credit card charges...we have loads of bank charges in the past and I know you can claim it back but in order to that you might have to look at clearing any overdraft you have with them, which is impossible for us at the minute

Thanks for the help though, me and the hubby have been a bit rocky over the past few days, think we are both a bit stressed money ways, he's playing the ostrich though

Nevermind ....

gilligansyle

Wishing you luck.

Agree with a few of the tips. The thing that worked best for me was writing everything down. According to my SOA I had money left, but I never actually had any. Writing down - Mars bar from machine 45p is so disheartening. Writing - Iceland shop - food for week - £12 (including pack of Mars Bars) - is so much better.

Also, draw out cash and stick to it, if you haven't got it you can't spend it.

gilligansyle

Toffee261104 wrote: »

Urgh my husband is so annoying it's unreal

Just when i thought I got somewhere with him, he's not a bit interested in this site or what I've discovered, he thinks we can do it by ourselves without anybody's help, and he told me this site was a 'phase' I was going through

Grrrrrrrrrrrrrrrrrr he's really made me mad

the support you will get from here will make up for his attitude and when he sees the changes he may come round.

Toffee261104

think Im at my lowest point at the minute, never felt more alone in my life, but coming on here really helps, so thanks to everyone who has made the effort to wish the best and give me advice

beasygirl

Hi hope you don't mind but I'll be following your progress and will be reading with much interest, I too have 2 children but my husband stays at home with the girls whilst I go out to work, not too conventional but it works for us, and betwen us we have around the same amount of debt as you.

I know what its like to have a husband that has their head in the sand ( alot of our debt was a result of hubbies failed business ventures) and I often feel I'm tackling OUR debt on my own!

Try and stay positive, as a newbie I'm still getting the hang of debt managing and when I feel low I just try and look at the bigger picture of providing a better life for my children, and imaging what we'll be doing when we're debt free!

Please keep posting, you may not know it but you are helping others

Skint_Lynne

beasygirl wrote: »

Hi hope you don't mind but I'll be following your progress and will be reading with much interest, I too have 2 children but my husband stays at home with the girls whilst I go out to work, not too conventional but it works for us, and betwen us we have around the same amount of debt as you.

I know what its like to have a husband that has their head in the sand ( alot of our debt was a result of hubbies failed business ventures) and I often feel I'm tackling OUR debt on my own!

Try and stay positive, as a newbie I'm still getting the hang of debt managing and when I feel low I just try and look at the bigger picture of providing a better life for my children, and imaging what we'll be doing when we're debt free!

Please keep posting, you may not know it but you are helping others

I agree with what beasygirl says, just keep coming on here, I am up to my neck in debt, (mostly business debt), and it helps me to see that I am not alone. One day we will all be out of debt if we help each other.;)
SL x