Can you help me ? want to check see if my partner is telling porky's :)

lotto-dreamer

redpoison wrote: »

he did say to me though, when i start work i can help with the mortgage, by that i think he means put me on the deed's ? like i said, we split i dont want nothing, only maintanence

You need to take some legal advice. Once you have the title deeds downloaded from the Land Registry - take them to a solicitor and ask for advice. Think of it as safeguarding your children's future. The cost of a half to one hour appointment could save you a lot of worry in the future.

There are many pitfalls if you are not married - you have very few rights.

If you are to be put on the title deeds you need advice on how you will own the property (as 'joint tenants' or as 'tenants in common' - you will need these distinctions explained to you to suit your circumstances)

If you are only going to help towards paying the mortgage, but not be put on the deeds, you also need advice. Remember if you are on the deeds you will also be jointly responsible for any mortgage payments (if one of you does a runner the other has to pay up).

You may think you only need maintenance now - but you need to look ahead. Life is unpredictable and you have children to consider.

All the best.

Optimisticpair

redpoison wrote: »

Thankyou for all the info guys, i am just a very inscure person, not just down to this relationship (past too), and i hate fibber's. Need to check for my own reasurance.

he did say to me though, when i start work i can help with the mortgage, by that i think he means put me on the deed's ? like i said, we split i dont want nothing, only maintanence

wil check tommorrow with that website, it's unavailable today.

i just don't want to move in like a fool and to be told she does have claim over it! (the mother), i can not stand her! but feel sorry for oh as he feel's he in the middle, as they helped him alot! but now i am goign to be there their help aroudn the hosue is not needed! dont think she will like that though. Just his sister telling me one thing he telling me another!

Mother-in-laws can be difficult and the worst use emotional and financial pressure to manipulate their children into behaving as they wish. If an in-law can't see that they are interfering and the other half hasn't got the backbone to tell them to back off and see that it happens you will end up rowing or simmering full of stress.

No, it doesn't mean that he IS or will be putting your name on the deeds just because you are paying towards the mortgage.

Getting married means more security for yourself and your children - it isn't gold digging if you are putting in a financial share. If you do split up getting divorced is costly but not as costly as working for years and having a lot of hassle and a big bill from a solicitor to claim a fair share back unless the law changes. I would look on the internet about your rights if you cohabiting not married.

redpoison

I just got the copy from the website.. i am not sure if i understand it, please could you help me?

say's :

Registered Owner(s) : MY PARTNER of ADDRESS

Then it says further Down :

(13.02.2004) RESTRICTION: No disposition of the registered estate by the proprietor of the registered estate is to be registered without a written consent of PARTNER'S DAD and PARTNER'S MUM of Their ADDRESS ?

happybroker

This means that your partner owns the house and that his mum and dad have registered an interest in the property which means the property can't be sold, remortgaged or have it's ownership changed without their consent or them being made aware.

redpoison

Ah, i thought it would, not sure if he realises this, I do not want to tell him i have done this, and at the same time i am not sure what to do now?

Just spoke to my solicitor and she adviced me to stay well away.. wont have any say whats so ever unless my name is on the deed's as ownership, but he will need his parents permission to do this! which i can not see his mum allowing this, cus she will then loose control..

urghhhh

limotek

As far as deeds go, anyone can be registered on the deeds. It is not just for partners, etc. He is either misinformed or midleading you. Take lotto-dreamers advice and download the deeds so you can have a look yourself. It's public information so you are well within your rights to do so, especially when you're making such as huge decision. Considering the history, it is certainly wise to be cautious.

lynnexxxo

If his mum is as bad as you say, do you really want her to become part of you and your childrens daily life? I'm sure if she is so controlling she'll not be long in telling you how bad your mothering skills are, how crap you are at cleaning/cooking/anything else...

Can he not move up in with you for a while? If you do go and live there, get the locks changed and don't give the old bat a key!

redpoison

already done that limo thats where i got the info from.

we love eachother very much, i dont think he understand's about the house situation all he know's he is the owner, they are also soemthing to do with the house because nothing can be changed without their permission like #25 said.

Anyway i love him not his house, he just wont tell his mum to back off cus he to nice, and i suppose to afraid she will turn on him and sell her part (like she sold his sister's house cus she suffered a mental break down his sister that is)..

just wanted to be sure where i stood is all, and now i do i will make my decision, i want to go up there, but she needs to back the hell off! and like i said he afraid (without admitting it) of her selling her share. (B***h)

happybroker

she doesn't have a "share" of the ownership of the property, he owns it it's just that he can't sell it without her consent.

he would have received notification of them registering an interest and would have given his consent to it....he will know about it.

HelpWhereIcan

You will more than likely regret moving as his mother does have something to do with ownership of the house - my MiL interferes and drives me mad ... but nowehere near the extent this one seems to.

Plus mine does not have an interest registered on part of the house.

Do not put yourself in the position way you may have to give him the ultimatum to sell up and move away from mummy unless you know that he will be able to pay her off if he needs to.

Nothing could be more effective than being able to answer

"Yes I know it's partly your house, but seeing as it is causing us so much grief we'll sell up/remortgage and repay your kind loan so you don't have to worry about that any more."

Know what you're dealing with before you move in.

with the info you got from the Land Registry and knwoing how much was paid for the house you'll be able to work out how much it would take to get rid of her leverage if it comes to it.

Make sure that you put all the bullsh** to one side, talk to OH about it frankly before you move. Better for it all to wrong now than in month's time.