Dental Insurance

vicki_b

i meant that i am trying to get a job at the minute and whos going to employ someone with no front teeth?im only 32....i think i need either 2 caps or 2 crowns on my front teeth as the edges have worn away and left my teeth very vunerable to decay and obviously want to stop it before it gets worse and then more expensive treatment is needed....i've already been told by my PCT that i'll have to live with 4 wisdom teeth misaligned which is causing great pain as you need a dentist to refer you to the hospital for extraction but to be honest i'd rather get my front teeth fixed first

vicki_b

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BimboDonnax

I am not sure where in York you are, but there is a dentist on Blake street (where ever that is)

http://www.crystalcleardentalspa.co.uk/

They take new patients, well they see you if you need the treatment - another words they wont turn you away,
I am not too sure on there prices but I do know that they offer 10% discount on treatment if you join one of their treatment plans, A treatment plan being they tell you how much everything is and will break it down to affordable payments over the length of your treatment.
I personally would not bother with the tescos insurance but thats just my choice as this sounds far better in my eyes,

Take a browse over their website and see what you think.

Dentists are a nightmare, I found a "cheap" one in London (not so cheap when I had to pay £140 just for a filling!) So always best to journey through the net.

Toothsmith

All the net tells you is who's employed the best web site designer.

vicki_b

lol sorry about the above mumbo-jumbo post, my 2 year old twins were sat on the pc,managed to type and press enter

the only thing with one of those dental plans, the 10% is only £140.00 off the full cost of £1400 and its still not do-able for me!
i rang the York PCT and the lady went through 18 pages of York Dentists and said there was not one single NHS dentist and the nearest one was 40 miles away, and that York is the worst place in England for lack of dentists

and another thing, private dentists wont see children as under 16s get their work free!what is the world coming to?its a disgrace!

sismith42

vicki_b wrote: »

there was not one single NHS dentist and the nearest one was 40 miles away, and that York is the worst place in England for lack of dentists
*snip*
and another thing, private dentists wont see children as under 16s get their work free!what is the world coming to?its a disgrace!

Could you contact your MP about your children's teeth, to prevent them from being in the same situation that you're in? I agree-- it's shocking that the NHS wouldn't hire a private dentist to do work on kid's teeth, if no NHS dentist is available!

I can't offer any advice/help with the no NHS dentist thing, other than to wish you luck! (unless maybe you could get a loan for the work you need done? or maybe the dentist would let you pay in installments?)

Toothsmith

vicki_b wrote: »

lol sorry about the above mumbo-jumbo post, my 2 year old twins were sat on the pc,managed to type and press enter

the only thing with one of those dental plans, the 10% is only £140.00 off the full cost of £1400 and its still not do-able for me!
i rang the York PCT and the lady went through 18 pages of York Dentists and said there was not one single NHS dentist and the nearest one was 40 miles away, and that York is the worst place in England for lack of dentists

and another thing, private dentists wont see children as under 16s get their work free!what is the world coming to?its a disgrace!

Where do you get the 10% from?

The Tesco one is 75%, so if the work costs £1000, you claim £750 back, so it costs you £250 in the end.

If you've seen one that only pays back 10%, then that's not a very good value one and there are better out there.

Also, I'd look around for different dentists. I'm purely private, and I see children below 16. I do charge for seeing them, but I see them. That's simply because I don't have an NHS contract, so although children are seen 'free' on the NHS, the dentist does still get paid by the Government. With me being private, no-one would be paying me if it wasn't the parent.

Some mainly private dentists still have an NHS contract for seeing children, and really, they shouldn't be only seeing the children of the private parents on the NHS, but any child. If you've come up against that, then have a word with the local PCT.

But child-only contracts are being phased out by the DoH. Giving dentists the choice of either being fully private, or opening their NHS books to all patients.

Any guesses as to the likely outcome here?

bank_of_slate

"child-only contracts are being phased out by the DoH. Giving dentists the choice of either being fully private, or opening their NHS books to all patients."

In our PCT (at the moment) existing private contractors who hold an NHS 'exempt' list can continue.

but new private dentists or NHS dentists who are changing over to private will not have an exempt or child only NHS list approved.
...Linda xx

~Chameleon~

I'm intrigued to learn more about this insurance scheme. As per my previous posts on this subject I urgently need work doing to at least one tooth (now getting similar pain in another non-related tooth! :eek: ) which I can only get done privately due to needing IV sedation.

Would I be able to take out insurance for this work or will the fact I've already been seen by the dentist for this problem make this tooth exempt from treatment?

bank_of_slate

Most payment plans can only be signed up to once you're 'dentally fit'

which means you would have to get all the 'clinically necessary' dental work completed and paid for out of your own pocket before signing up to a payment plan that would cover you for future treatment needs (except for lab fees if you need a crown bridge etc...)

Some of the other 'claim back' schemes such as Tesco, hospital fund etc... require you to be a member for a qualifying period before you can make any claims.
Bottom line, you need to do your homework on each of these schemes before you opt for one.
...Linda xx