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guarranteed credit card

I have one credit card which is not being renewed, not because of any late or underpayments by me but because I keep it near my credit limit and usually pay the minimum. a profiler for the company has decided that on expitation it should not be reissued.

My question is can any of you tell me if there is a company who will issue me with a credit card regardless of credit history, if I pay funds onto the card before using it.

Any information will be much appreciated.
Many thanks.

Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    goingtobe wrote:
    I have one credit card which is not being renewed, not because of any late or underpayments by me but because I keep it near my credit limit and usually pay the minimum. a profiler for the company has decided that on expitation it should not be reissued.
    Are you sure this is the genuine reason? I think you are the most profitable and desirable client for any CC company.
    My question is can any of you tell me if there is a company who will issue me with a credit card regardless of credit history, if I pay funds onto the card before using it.
    You can find such cards in this recent threads: credit card for no credit history .
    Do you have any other reasons to think that your history is bad? I don't see anything bad with what you tell about the above credit card? If you do have problems with other debts this could be the reason why the CC company decided not to renew your card.
  • blacksta
    blacksta Posts: 919 Forumite
    very very strange
    I owe £3233 @ 0%
  • ukbill69
    ukbill69 Posts: 2,790 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Capitalone classic card, but has like 30% apr
    Kind Regards
    Bill
  • Niteflyer
    Niteflyer Posts: 1,403 Forumite
    Check THIS out :)

    Matt
    "I Assume I Need No Introduction"
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