Best guaranteed returns stocks & shares isa

barbarafloyd

Hi,

I'm looking for a stocks and shares ISA with a good guaranteed return. YBS is doing 18% gunaranteed for 4 years. Has anyone seen any good deals on the market with a better guaranteed return?

thanks for any help, as its difficult to find anywhere to compare

dunstonh

YBS is doing 18% gunaranteed for 4 years.

Thats a return of 4.23%p.a. Rubbish. You are effectively losing money in real terms on that one.

There are plenty of capital secure options but those with guaranteed returns are typically poor quality.

Cranston_2

BarbaraFloyd wrote: »

Hi,

I'm looking for a stocks and shares ISA with a good guaranteed return.

From the FSA

There is no guarantee you will make money or even that you will get back the same amount you invested in the first place. Investments are different from savings – they are typically designed for the longer term and involve different types of risk.

You should read this page

http://www.moneymadeclear.fsa.gov.uk/products/investments/investments.html

hugh_jarse

http://www.abbey.com/csgs/Satellite?c=GSDetalleProducto&cid=1139301119707&idParent=1139301119515&pagename=Abbey%2FGSDetalleProducto%2FGS_DetProducto

Aegis

hugh_jarse wrote: »

http://www.abbey.com/csgs/Satellite?c=GSDetalleProducto&cid=1139301119707&idParent=1139301119515&pagename=Abbey%2FGSDetalleProducto%2FGS_DetProducto

Looks pretty horrible if you ask me... Only 50% of the absolute value of one of the worst performing indices available, and a minimum return of as little as about 1.5% per annum.

dunstonh

Rubbish. Can only echo aegis. The cost of guarantee on this is far too high