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TEN months and counting...
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Im really lucky as have a girl who comes to the house & is very cheap.
Enjoy your day off tomorrow Skint.
Freezing here today as well.
Just off to put heating on again.Sigh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I've just put some money in my esaver! it's weird seeing it come up when the current account balance comes up, I think I might go and move the rest of my savings pot into it and keep the other account for ACTUAL savings whenever that happens - this account will be for the insurance, car tax and pressie money! which means that before I put the other money in I must remember to leave the car tax money in my current account as you don't get interest in a month when you take money out and tax is due at the end of nov...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
The excitement of a day off eh?Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
I know Bob, in the past I would have had my hair done, maybe a massage and some clothes shopping - now look at me. Still the peace of mind is worth it! Lovely (if cold) day up here today so might go for a walk down the beach later if I can get round to getting dressed...Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Did the walk, went to gym... so why have I still got 1 and 1/2 stone to lose?
only two months to the end of the year though and I'm determined that I'll have lost some weight by then. plus there is a very cute new instructor bloke at the gym so now I have eye candy!
Money now moved from old savings account to esaver and have reworked how much money I need to save till DF to cover everything.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
ooo - checked my online banking this morning and have already made 2p in interest! shall be rich in no time!
This weekends list:
Get to gym twice
Get rid of defunct pc
tidy round flat and see if I can find left over euros to convert
[strike] Tidy up[/strike]Done! smells and looks fab
Catch up with ironing
Take clothes to charity shop
do some more xmas shopping - through quidco of course!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Bought some more cereal just so I could buy another cheap dvd for DS, got a couple more gifts so feeling relatively organised.
Been to gym again, I will lose a stone by christmas!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Cor 2p, i remember those heady days of interest..*sigh* Well done on the gym, i am useless at going to the gym. Which cereal is it? I have loads of rice crispies ( not that you needed to know that!)Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
It's Nestle cereals Bob but only certain ones - saw it on Golden Nuggets and Frosties in my supermarket today. DS loves Golden Nuggets but we never usually get them cos Mr T doesn't do an own brand! I got him Evan Almighty last time and have ordered the Water Horse this time (my lovely avatar is in it).Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Yep he is rather nice, lucky Emma Thompson.Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0
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