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TEN months and counting...

12467254

Comments

  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Huge list of things to do today and I just can't get started. I will stick the stuff on ebay too!
    Meeting friend for coffee later but secretly hoping the weather picks up again so I can talk her into a can of something fizzy at the beach instead of the £3 a go coffees!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I haven't done the ebaying yet but I've tidied like a woman possessed - even hoovered the car!
    Only spent £2 in town so not too bad on the money front but obviously some ebaying will help.
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Skint,
    I am LOVING your sweetie's bouquet!
    What a fabaroonie gift!
    x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Bunny, stole the idea from the Special Occasions and Celebrations board - there's some great ideas there that look fab and don't cost much! DS loved helping and even managed not to eat any of the sweeties!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I haven't done the ebaying yet but I've tidied like a woman possessed - even hoovered the car!
    Only spent £2 in town so not too bad on the money front but obviously some ebaying will help.
    Fancy coming round my place and sorting our house out! ;) I now have not only the normal junk/mess to deal with but boxes of stuff that went unsold at car boot today! That after giving 3 bin bags worth to the charity shop!:rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fancy coming round my place and sorting our house out! ;) I now have not only the normal junk/mess to deal with but boxes of stuff that went unsold at car boot today! That after giving 3 bin bags worth to the charity shop!:rotfl:

    I haven't quite finished here yet thanks!:D I've DS's room to tackle yet...:eek: :eek: he's got loads of storage space but it's all full of stuff he doesn't play with anymore so I'll be carbooting myself soon! did you make much?
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I haven't quite finished here yet thanks!:D I've DS's room to tackle yet...:eek: :eek: he's got loads of storage space but it's all full of stuff he doesn't play with anymore so I'll be carbooting myself soon! did you make much?
    £40 roughly after entrance fee, better than the person to the right, half of what the person to the left made.... Can't even completely blame it on the pitch! :o I'd recommend being one of the first to arrive we were in the second row and I think people got bored coming that far. There was a third row I think they did even worse....

    My experience don't bother with books, dvds but do try jewellery and bigger items. I was told clothes sell well, I sold a few of the obviously pretty and summery things but not general stuff.... My paste table collapsed within 10 mins which didn't help... :rotfl: you might want to check your tables are sturdy enough before you begin! People were very interested in musical instruments, big kids toys etc.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's not too bad, I've done a few but not for a while. One of my friends is supposed to be doing one with me but she keeps putting it off. I usually borrow my dad's pasting table - have never borrowed it for decorating just car booting!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OK, here are today's aims:

    1. [strike]change bed [/strike]and tidy in DS's room
    2. [strike]buy pressies for mum and dad[/strike]
    3. EBAY - you can tell how much I love this by the fact I tidied my room yesterday, also the lounge and the bathroom rather than do it.
    4. Get stuff ready for work tomorrow.:(

    getting there...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My lounge is still there ready and waiting for someone to clean it up! I have made 3 hamper/boxes for present giving later in the year and prepared a vase for MIL with flowers from the garden and a ribbon I already had. Looks fab.... wouldn't have thought of doing it normally - would have just got shop bought... At least she should be able to tell I made the effort.

    Another bit of good news.... I've got some more ripe raspberries in the garden.... delicious!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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