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TEN months and counting...

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  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    another disturbed night - DS had a bad dream and appeared in my room about 3am... Quite a nice day here so will drag DS out for a walk once we've dressed and had lunch.

    Still to do:

    Ironing - yikes there's tons
    3 things on ebay (despite fact last lot didn't sell!)
    Phone jewellery place (tomorrow but just reminding myself)
    Tidy up garden
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oops, have done none of those so far but did go for a lovely walk down harbour and watched some seals... walked about 3 miles all in which is just as well as I seem to have put on all the weight I lost before christmas - arggghhh!!! hopefully as the weather improves I will do more exercise but need to calm down on the eating front too, it would be nice to get to target weight at the same time as becoming DF. did resist some chips on the way back to the car but that was more a financial decision than willpower!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Four months...not that long really but getting very impatient now! where's the foot tapping smiley when you need it??
    I've been trying to work out figures for selling up and moving and trying to convince myself to stay here until this time next year - it's the sensible option and would give me time to tart the place up after the debt is gone but I soooooo want to move! :o I'm just wondering at what point in my life I'll stop thinking so much about money as it's been more or less in my mind for the last 3 years or so now - I don't mean constant worry but just niggling there.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Four months...not that long really but getting very impatient now! where's the foot tapping smiley when you need it??
    I've been trying to work out figures for selling up and moving and trying to convince myself to stay here until this time next year - it's the sensible option and would give me time to tart the place up after the debt is gone but I soooooo want to move! :o

    Ah...but did impatience lead you to where you are now?
    I'm just wondering at what point in my life I'll stop thinking so much about money as it's been more or less in my mind for the last 3 years or so now - I don't mean constant worry but just niggling there.

    It'll stop niggling when you feel secure. What will it take for you to feel secure? And I don't necessarily mean just financially. Lack of money brings all sorts to the fore.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,809 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wise words as usual from Z.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ZTD wrote: »
    Ah...but did impatience lead you to where you are now?

    Sort of - that and the fact that everything was getting snapped up really quickly and I couldn't afford much else!:D I know that it would be the sensible thing to do though hanging on for a bit, if I can just hang on until end Nov I won't have to pay £650 back to Halifax to get out of the fixed rate thingy.... but still don't want to!:p

    ZTD wrote: »
    It'll stop niggling when you feel secure. What will it take for you to feel secure? And I don't necessarily mean just financially. Lack of money brings all sorts to the fore.

    I think if I lived somewhere that I felt was "home" that would help (not making excuses) but I think once the debts gone I'll become an obsessive MFW!:o
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    beanielou wrote: »
    Wise words as usual from Z.

    Pah! Where's the double entendres?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • jinky67
    jinky67 Posts: 47,812 Forumite
    ZTD wrote: »
    Pah! Where's the double entendres?
    i sooooo wanted to say something but fear of lowering the tone..........:rotfl:
    :heartpulsOnce a Flylady, always a Flylady:heartpuls
  • skint_spice
    skint_spice Posts: 13,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jinky67 wrote: »
    i sooooo wanted to say something but fear of lowering the tone..........:rotfl:

    Lower to your hearts content!:D well not too low just in case I get shocked...:A
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    I know that it would be the sensible thing to do though hanging on for a bit, if I can just hang on until end Nov I won't have to pay £650 back to Halifax to get out of the fixed rate thingy.... but still don't want to!:p

    Check with them. It may be pro-rata'd. My last but one with the C&G was.
    I think if I lived somewhere that I felt was "home" that would help (not making excuses) but I think once the debts gone I'll become an obsessive MFW!:o

    But this time you'll buy somewhere you want to live I hope, not because they're being "snapped up".
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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