how to insure car not driven and kept on drive

td

I want to insure our car until we sell it. It will be sorned and on the drive definitely not driven.
I've tried ringing several insurance companies who say they can't do it.

Any ideas for insurance companies that don't charge massive cancellation fees or will just insure it sitting on the drive?

Thanks
td

Hintza

Personally I wouldn't bother. If you are worried it will be nicked just remove the battery and take everything out the car and leave it open?

mrtg0525

Depends on the age of the car - some companies specialising in classic car insurance offer what they call "laid up" cover...

Conor_3

Seconded on "laid up" cover. Try Sureterm.

LandyAndy

Hintza wrote: »

Personally I wouldn't bother. If you are worried it will be nicked just remove the battery and take everything out the car and leave it open?

As the OP appears to be actively trying to sell the car I would go with this. Laid up cover is good for keeper classics.

Either way, insurance on a test drive for a potential purchaser could be a problem.

lincroft1710

If it's SORNed surely cannot be legally used for test drive?

LandyAndy

lincroft1710 wrote: »

If it's SORNed surely cannot be legally used for test drive?

True enough:rolleyes: but a separate issue from insurance.

lincroft1710

td - is there a good reason not to sell car rightaway and keep its insurance and RFL current, so prospective buyers can have test drive. 6 months RFL can be reflected in price/negotiations.

td

Hi,

Yes the reason is my dh's midlife crisis took the form of a sporty little mx5 with a soft top and it happened rahter quickly. I trasnferred my insurance over to the new car so old one not inusred.

No reason not to sell straight away except a bit slack.

Thanks for your replies. Can't do laid up insurance as it will be on drive not in a garage. Will pull my finger out and sell it - only trouble is allowing anyone to test drive it.

Thanks
td

red_fraggle_2

lincroft1710 wrote: »

If it's SORNed surely cannot be legally used for test drive?

Not only that, if it's SORNed I'm not sure it can be legally kept on the road (statutory off road notice), so you'd need to put it on the drive anyway.

I may be wrong, don't take my word for it but do check it out otherwise those lovely traffic warden folks will be slapping you for a massive fine... :eek:

red_fraggle_2

red_fraggle wrote: »

Not only that, if it's SORNed I'm not sure it can be legally kept on the road (statutory off road notice), so you'd need to put it on the drive anyway.

I may be wrong, don't take my word for it but do check it out otherwise those lovely traffic warden folks will be slapping you for a massive fine... :eek:

Ignore me, I am a fool and didn't read the OP properly (it may not be Friday but it sure as hell feels like it!)