bestmumof3 wrote: »
Thanks for the reply.
I will be a post-grad student - doing Primary Teaching. It will only be for 10 months so it should be quick. I am guaranteed a full-time probationary year next year, therefore I will be earning a full time wage.
Two of my children are at school, therefore it will be after school for them. The youngest is 3 and is at childminders, just part-time just now. Although that will increase to full-time end August. University is quite a bit of travelling and I will have 4 placements throughout so it will not really be worthwhile putting him into the uni nursery.
Hubbie will be entitled to Tax Credits just not any help with childcare costs. If I could get any form of employment for 16 hours a week I will receive help.
missred wrote: »
my daughter will be 3yrs in august so she will be able to get 15hrs a week free childcare at either a nursery playschool or childminders, this part i get.
she is already at a childminders full time so i could use the free hours just to reduce that cost. although our childminder is great i do feel LO is ready for nursery.
what i would like to know is if i sign and get LO in to a nursery and PAYED for a 2.5 hr session @ aprox £7 for 5 days a wk (which works out cheaper than childminder for same amount of time) could i choose to use free hrs to pay part of childminder cost or would i have to use them to pay for the nursery costs or would it have to be a playschool or childcare provider not a nursery attached to a school.
whmon wrote: »
There is a massive scam ongoing with the Children's aspect of Working Tax Credits that must be costing the country millions. I own a Children's Day nursery and recently discovered that an ex-employee was/is? claiming £1000 per month in nursery fees for her 2 children against my registration number (and having 3 foreign holidays per year with the proceeds). In actual fact, her 2 children rarely attended the nursery.
This is how the scam works; parents simply log on to the Ofsted website, click onto the details of any nursery or childminder they wish, record the registration number and then contact Working Families Tax Credits giving the registration number and details of their (fabricated) costs.
That's all it takes! After that, the money is paid into their bank accounts and they can continue to e.g share childcare between them as they work shifts or get grannie to watch the children for free etc. The nursery who's registration number they are using knows nothing about it.
I have owned my nursery for three years now. Not once, ever, have I been contacted by the powers that be to confirm attendance or even registration at this nursery. I am one small nursery owner in the North-East, I have no idea how many children are falsely registered against my number, no idea how many thousands of pounds per month may be being paid out through our taxes against my nursery registration number. How many in the country???
This first-time buyer wants your thoughts
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