Thursday 17/07/08 What small dfw things have you done today???

refused

I have had my first ever NSD today!:j It feels like a small (but strangely big) achievement on my road to DF-ness.....

Checked my online banking - not good, only £22 to last me the rest of the month!

Going to update my spreadsheets in a bit.

As I'm still fairly new to all this, what are these "piggy-clicks" and stuff people are talking about?:o

Steve

andan

Ktjazz, i second what sophiesmum says, instead of trying to do so many things at once try and stick to doing one challenge at a time. With regards to spending, why not start at cutting down at one thing a week or a few weeks. For example trying to make sure you take lunch into work everyday for a few weeks, then move onto only buying two drinks whilst at work instead of your usual four. These are just examples but you can tailor it to fit you.

As a famous thrase goes 'How do you eat an elephant?'
'One chunk at a time'

If you spend your time trying to do too much you are likely to fail, start of small a chunk at a time and you'll be there before you know it and your behaviour/spending patterns will have changed along the way.

Another good one that hypno recommended was having a chart with lots of boxes drawn on it, for every £10 you manage to save or pay off the debt or alternatively for every day or week you don't spend on so and so, you colour in a square. Its a great idea as it gives you something visual to keep you motivated.

andan

Cleosmum, Don't forget its Thursday so free gala bingo!

Nicki_Sue

Checked online banking
updated my online spending dairy
Posted amazon order
put £5 on my xmas savings card (post office) - so no splurging at xmas!
stuck to my meal plan
caught up on youGov surveys

Tongith I will scour the house for more amazon and ebay items to list.

bunzee

I haven't done much in the way of money saving yet but here we go:

I have:

• charged my laptop and mobile at work
• checked online banking
• piggy clicks
• taken photos of stuff to ebay
• posted ebay parcel
• went out for lunch but one of my colleagues paid

and I am going to:

• list stuff on ebay
• slice the pie
• walk to lidl to get cat food
• have a go at some free bingo
• print out a daily clicking list and do it!

Best crack on I suppose! :cool:

talliedebtbuster

Hey all, thanks re uni!! Im so happy, im nearly there sorting out the old junk! And some mates at work may be getting on the course tomo for the new set of students so i can give them all the notes i spent a fortune photocopying!!!!

Im going to give me a treat nandos! I can use my work discount card (20% off) and use the last bit of wages left. Tomo payday new start!!

I wonder if pinkslady passed? I would think shes out celebrating!!

It is along thread today! Andan your day sounded painful!! Whats the new job? Im going to think of new ways to make extra pennies this month!

The piggy clicks are brill. you dont get much but i have clocked up 545 now and so i can get some funky novelty bits or keep going till i get ten pounds and a voucher for somewhere!

From tomo im aiming for as many NSD as possble!!! So final spending tonight!!!

juicygirl

I have:

-Not increased my debt in any way
-Done piggyclicks
-Done a couple of surveys
-Made overpayment to CC with amazon payment that had cleared
-Dried washing on airer rather than using tumble drier
-Took packed lunches to work and prepared them for tomorrow

That's for today - just getting by til payday next week x

sophiesmum_2

Well done Tallie on your uni results:T :T that's a really positive start for your degree. you definately deserve to treat yourself a little bit:D

refused - :j well done on achieving your first no spend day, a few more and your £22 will easily last the rest of the month;)

pink lady - fingers crossed that you passed your test, but if you didn't there is always next time:D

tsharp - love your attitude:rotfl:

Sounds like everyone has had a good day, enjoy the rest of the night guys:D

Cleosmum

Update to list:

Charged mobile in car
NSD
Took dinner to SW so that I didnt get tempted to buy Hi fi bars

cassey1

hi everyone,
today i have
-took lunch and snacks to work.
-NSD.
-made lunch for tomorrow.
-charged phone at work.
-checked on line banking.
-found 2p,put in my sealed pot. All helps.
-received skin care sample in the post,handy for weekend away.
-Tea from store cupboard,etc.
-free newspaper from train station.
-done surveys.
-will do some comps now.
Nearly the weekend:j