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Thursday 17/07/08 What small dfw things have you done today???

245

Comments

  • peb
    peb Posts: 1,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hiya all, a lot of folk seem to under the weather or feeling stressed and all I can do is sent hugs - though I don't know how to do the dodgey smilie!

    Today I have:-

    1. brought in buttered bread and a packet of just out of date crisps for lunch (salt n vinegar - yuck) so that I don't have to go out and spend money.

    2. Queried if I can do a mystery shop on a different date (it came to an end yesterday although stated 18/7) and have had confirmation that I can which means a free meal for me, I can treat a friend and will get paid for it.

    3. although not got anything sorted for dinner (was hoping to do mystery shop) have decided to use the left over garlic and herb cheese and melt it with pasta adding tomatoes and mushrooms from hte fridge rather than buy anything fresh.

    Note to self - I do not like garlic and herb soft cheese in sandwiches and it is false economy to buy it!
  • KTjazz
    KTjazz Posts: 688 Forumite
    I'm in the NSD challenge and have done worse than ever since I joined it...

    I have joined the ebay challenge but haven't started yet...

    I'm seeing a theme here!

    Thanks Cleosmum, the encouragement helps a lot.
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    oooooo how about sealed pot challenge?
  • KTjazz
    KTjazz Posts: 688 Forumite
    whats that?
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • KTjazz
    KTjazz Posts: 688 Forumite
    I've just spent 25 mins shouting at my car insurance company. I'm getting my no claims bonus back and a refund on my over payment from last year. and I'll be due my excess back!!

    If this all goes well my debt could be all but a tiny bit paid off!!

    I'm so excited!!

    (from one extreme to the other, sorry folks!)

    KTjazz
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Grab a sealed pot/tin/tub etc and start saving all your loose change, set a date when you will open, and what you want to use the money for. My sealed pot is being opened on 1st aug so that I can use it for summer hols things, like buying the kids an icecream. On 1st aug I will start another, which will be opened for xmas. For my current sealed pot I save 5p, 2p and 1p but have added a couple of £1 coins (sold a buggy on ebay, got £1, put in the tub in disgust lol). My next sealed pot will hopefully include a few more £1 coins lol, or christmas might be quite rubbish pmsl.

    There is a sealed pot challenge thread somewhere, but most are saving for the whole year, so I am just doing my own personal challenge.
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    KTjazz wrote: »
    I'm in the NSD challenge and have done worse than ever since I joined it...

    I have joined the ebay challenge but haven't started yet...

    I'm seeing a theme here!

    Thanks Cleosmum, the encouragement helps a lot.

    KT instead of doing (or not doing:D ) lots of different challenges why not set your mind to just one and try and get stuck in. How about the not buying sweets and choc challenge that is around somewhere - good for your waist and your pocket:D Start small and take it a day at a time, it does get addictive once you do get going:p
    Keep posting :D even if it is how many kit kats you have resisted that day - it all counts - try the demotivator tool for inspiration - saying no to 1 big kitkat a day will save you over £100 a year:T

    Good luck
    Reduce,re-use, recycle.






  • angelflower_2
    angelflower_2 Posts: 2,426 Forumite
    • done my clicks
    • tried to check me CC but the page wont let me in :mad:
    • checked online banking (got extra tax credits wasnt expecting so have been able to distribute them
    • activated my employee discount card for supermarket shopping :j
    • bought my car insurance for the year saving on interest charges
    • sent off my financial grant application for open university
    Was going to eat my tin of bolognese shells for lunch but really dont fancy them so at the moment I am having nothing....I dont think that will last long and will head to shops for indulgent yummies shortly :o
    DFW 228 LONG H 68
    DFD 2017 :eek:
  • angelflower_2
    angelflower_2 Posts: 2,426 Forumite
    sophiesmum wrote: »
    saying no to 1 big kitkat a day will save you over £100 a year:T

    Good luck


    wow....thats incredible....never thought of a bar of chocolate like that.... If i didnt eat chocolate I could buy my shed in 6 months!!!!
    DFW 228 LONG H 68
    DFD 2017 :eek:
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    • done my clicks
    • tried to check me CC but the page wont let me in :mad:
    • checked online banking (got extra tax credits wasnt expecting so have been able to distribute them
    • activated my employee discount card for supermarket shopping :j
    • bought my car insurance for the year saving on interest charges
    • sent off my financial grant application for open university
    Was going to eat my tin of bolognese shells for lunch but really dont fancy them so at the moment I am having nothing....I dont think that will last long and will head to shops for indulgent yummies shortly :o



    Don't do it:D :D Eat the bolognese shells, feel all virtuous and start saving for your shed instead:A :A
    Reduce,re-use, recycle.






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