Thursday 17/07/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

I have:

• check online banking
• update spreadsheets
• clicks
• Make a loaf in breadmaker
• storecupboard meals
• Not drive anywhere to save petrol
• Try and have a no spend day
• Shred some paperwork and put in compost bin

Have a good day everyone:D Catch up with you later.

yukkibear

Hi Sophiesmum

Yesterday when I wrote down what I wanted to get done I actually did it ( not that you lot could tell but all the same), so here goes for today

- check online banking Done
- list a couple more things on ebay Done
- find a recipe for my mince I have waiting to be cooked in the kitchen (was going to be lasagne but only have 2 lasagne sheets in the cupboard so at this rate dinner will be lasagne without the lasagne)Made a chilli and a shappards pie out of one pack of mince, that pleased me.
- slice the pie done a bit
- try and find the list of all my books I prepared months ago to list on green met or amazon listed 6 or so
- leftovers for lunch and whatever I cook with mince for tea good job i like cold pasta
- chase a non paying bidder on ebay (frustrating as with that payment I can transfer)emailed again!
- all this before work this afternoon. off to the paid job now then!

Have a good day everyone.

thepinklady

Hi all,

Today i have/will;

• Sit my driving Test - IF i pass that will stop me spending out £100+ a month on lessons, can then chuck more at the debt
• Done my piggy clicks
• Have a NSD - not sure if that will be possible if i pass:beer:
• Check online banking

Cleosmum

Good luck with your test! You can do it!

pixiechick99

Good luck with the test pinklady!

I have a day off work with my daughter who has earache, so that's a days wages down for me
Today I have done/will do:

• check online banking - Amazon payment gone in so moved it to savings ready to add to loan repayment.
• Lunch from what we have in.
• Go to Co-op, hopefully find some bargains, if not I will only buy what's on my list! (tea,coffee,milk, rolls-things I must have!!)
• Try take some photos of stuff for ebay, ready to sell in the summer hols as I have the 5 weeks off.
• Post Amazon parcel.
• Clean/hoover etc, save me doing it this weekend as I'll be searching for bragians in Next sale then :T

Bye for now,

mickey_mouse

goooooooood luck with the driving test Pinklady

well today i will

- do daily clicks
-check ebay bids
- do lots of competitions
- enjoy the birthday lunch my best friend is treating me to:D

OliveOyl_2

Best of luck with the test Pink Lady - please let us know how you get on.
Morning All :hello:

Today I have/will

• clicks etc
• put in a Quidco transaction enquiry re my new credit card
• completed a survey for £4 :T
• Mystery Shop tonight
• brought in a packed lunch (at last I've got to then end of my curried vegetable soup )
• make a loaf tonight
• charged phone at work
• challenged the kids to menu plan, things they'd like that are cheap we'll shop before going to our mystery shop.
• not really MS, but I've peruaded DS2 to earn his spending money, so the lawn will be mown today, and there are more jobs to come

Cleosmum

Well, its a darn good job I cut the SOs back to the min, I am left with £40 for food, petrol and any other bits we need, so must be really savvy and only buy what I need. Will also do a mealplan, AND stick to it, which we never manage Had to put off paying music lessons (£12) as I just cant afford it. DS also wants £24 for a school trip :eek: and need to keep £15 back to complete some mystery shops next week. Now, where is my magic wand.....actually, think I might pop to the garden centre for one of those money trees my mum always used to speak of when I were small...:rolleyes: Actually, I am really panicky about having only £40 to get to next thursday with, I always have to have some left over, a throwback from my ex husband, who used to leave us with no money, no food (and no hope) and I now have to have a fallback amount 'just in case'. Daft really

Anyhow! My list....

Today I have:

• Checked banking - all SO gone out and paid my Dad back the money that I borrowed a couple of weeks ago.
• Checked mystery shops - none
• Check for new phonebill online but not there yet, so have estimated so that I could work out my aug 1st DDs.
• Breakfast from stores

And I will:

• List stuff on ebay
• [strike]Housework - need some control and the feelgood factor [/strike] Done - feel much better now!
• [strike]Update spreadsheet and sig[/strike] Done
• [strike]Do PB CT and comps[/strike] Done
• Make a list of free bingo sites (anyone got a link?) and try and get some of those played.
• [STRIKE]Pray to the god of tax credit back payments, if entitledto are right then I should get over £200[/STRIKE] Done
• [STRIKE]Meals from stores[/STRIKE] Done
• [strike]Try and find voucher for free slimming world tonight[/strike] Found it! Must rethink my safe place lol.
• [STRIKE]Walk to SW and back saving petrol[/STRIKE] Done
• [strike]Walk to school and back, saving petrol[/strike] Didnt manage this

Think thats it! Happy Thursday! *laughs hysterically*

KTjazz

Hi again everyone,

I think I need help. I'm not really doing any of the little things. I'm not even doing any of the big things. Instead I am spending money... Little things, crisps, kitkat, can of diet coke... Things I don't need really (seriously, my waist-line could do without all of those things)

I want to buy things...

Oh dear.

I checked the bank... does that count?

KTjazz :-(

Cleosmum

Checking banking counts! Have a look at the posts in this thread for inspiration, lost count of the times I almost forgot to do something and was reminded when seeing it here lol.

Have you thought about joining some of the challenges? Grocery, ebay, NSD, pay a debt off by xmas?

hnisc

Daily Clicks first and foremost!