Barclaycard minimum payment scam

methusala_2

Hi Connie,
Without being account specific it would be nice if you as a Barclaycard representative could confirm that paying the minimum payment as stated on the monthly statement and by the due date will not be considered as breaching the T&C as a rusult of Barclaycards policy of rounding payments down.

I am not paranoid but in view of what this could cost me, I for one intend to pay 1£ more than the minimum payment from today just in case it turns out to be something the company eventualy says ....This is something I should have checked and been aware of

Thanks in advance

methusala_2

Dunno which is the most worrying. The Opening post from Alex or the lack of reply from Barclaycard_Connie LOL

methusala_2

just bumping this to front on the off chance Barclaycard_Connie browses thro

NickX

methusala wrote: »

just bumping this to front on the off chance Barclaycard_Connie browses thro

I don't think Barclaycard_Connie will return, but I am absolutely positive that the OP was either mistaken or miss-informed on this.

I have a Barclaycard on a promotional rate and I pay the minimum payment as set out on the statement. This is rounded down from 2.25% of the Statement Balance. However, I have never had a problem with breaking the Terms and Conditions or losing the promotional rate.

I suspect the OP broke the Terms and Conditions for another reason and perhaps the CSA did not understand the precise reasons.

Barclaycard_Connie

Hi All,

Firstly, sorry for taking soooo long to reply. As long as you pay the minimum payment requested on your statement by the due date then you are not breaching T&C's.

Alex_B didn't reply to my PM so I never managed to get to the bottom of this for him,

Thanks

Connie

NickX

Thankyou very much for returning to this thread Barclaycard_Connie.

The situation put forward didn't make sense, I am sure there is more to the problem than we have been informed of.

Nice to have the confirmation on this from a Barclaycard employee. Thanks again.

StevieJ

What a strange thread.