We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

buying house from our landlord

123457»

Comments

  • andrewmp
    andrewmp Posts: 1,800 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you for that, we are beginning to come to that conclusion.
    With the housing market/economic situation, it is feeling more secure to rent, with security of tenure/fair rent. We will only go for it if we can secure it really cheaply. ie around about the £104k mark. Will let you all know how it goes.

    Smart move.
  • Incisor
    Incisor Posts: 2,271 Forumite
    1,000 Posts Combo Breaker
    mlz1413 wrote: »
    ... as I read it you have a life time tenancy which over-rides the ownership of the house and means you cannot be homeless or have substainally increased rent.

    That said I would say Snazzy's comments on post 22 is well worth considering. Live in your home paying your rent for as long as you want to. Get yourself on the property ladder next year by buying the house you want to retire to and rent it out until you are ready.

    But that throws away about £200,000 of value which is in the house currently being rented.
    After the uprising of the 17th June The Secretary of the Writers Union
    Had leaflets distributed in the Stalinallee Stating that the people
    Had forfeited the confidence of the government And could win it back only
    By redoubled efforts. Would it not be easier In that case for the government
    To dissolve the people
    And elect another?
  • Incisor
    Incisor Posts: 2,271 Forumite
    1,000 Posts Combo Breaker
    poppysarah wrote: »
    I'd offer less. Every day the BTL mortgage market shrinks a little bit more.

    600 a month rent sholdn't mean more than 72k for 10% yield which is what a good BTL investment would want,

    But an amateur LL may be happy for 5%, which means a value of £144000, ignoring maintenance. The bid is against the BTLer demanding least yield.
    After the uprising of the 17th June The Secretary of the Writers Union
    Had leaflets distributed in the Stalinallee Stating that the people
    Had forfeited the confidence of the government And could win it back only
    By redoubled efforts. Would it not be easier In that case for the government
    To dissolve the people
    And elect another?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.