my dairy to be debt free!

minnie999_2

w/end was good and did not over spend, had a meal out on friday night, which was with money given by mum ( anniversary present ) so a nice meal out courtsey of mother. food shop came well within budget spent £ 32.00. Not spent from the current account so pleased to say all is going well.
get paid week today and plan to pay more this month towards the debt.

minnie999_2

its pay day £££££££££££......
sorted out the finances and have just paid £ 300.00 towards the virgin card, and £ 129.12 towards the loan, a total of £ 429.12 this month, which is better then last month. once all my other expenditure has gone out i will be left with about a £170.00 for the month, if i dont end up needing it/using it then i will throw more towards the debt and get it down even more.

minnie999_2

been a bit naughty and brought a few extra treats and had to pay the tv license £ 139.50 so dont have any extra money to throw at the debt this month. planning to have a few NSD's now which should be possible as i dont really need anything. So my aim is not to touch my account till pay day! 3 weeks to go.

minnie999_2

since been paid iv only just managed to pay the minimum off my virgin card, thats been £ 25.00, i paid the £ 129.12 off the loan, this months extra money will go on xmas presents, food, and water bill. So even though i wish i could have paid off more, xmas is a busy & expensive month for most.

minnie999_2

aim to have as many NSD as possible so far so good, even though pay day is early this month still need to be sensible & make the money last.

also on a positive note all xmas presents have been brought on the amex credit card, which tend to pay in full at the end of this month.

i just hope i dont overspend when it comes to the food, im actually entertaining this year, so even though family will help out i will have to fund most of it..

minnie999_2

things are going ok, went food shopping last w/end had a budget of £40 and spent £38 was well chuffed with that. current account is doing okay, but really can not spend anymore, otherwise i will be in trouble!
xmas has been put on the credit card, however will be paid fully by end of dec.