my dairy to be debt free!

lucielle

You are very focused and those debts are coming down nicely. Hope you have a great holiday. Are you going anywhere nice?
L

minnie999_2

i did the shop and it came to a grand total of £38.00, had a top end budget of £40 so came within, brought everything on my list and nothing else went in the trolley, quite a good feeling really.
another NSD in the current account so chuffed about that too, bringing in no money to work and going straight home is what im been doing lately, and to be honest its really working, plus once you do it for a few days u almost get a buzz from it and want to keep doing it until long as possible.
checked the accounts i now have £4.00 in the bills account, all DD's have been taken out and food shopping has been done.
£ 26 in my current account, nothing to spend on and out of the country next w/end, so im hopeful i will be ok till then...

minnie999_2

w/end is here, another NSD, straight home tonight, entertaining tonight, out tommorow night, DH funding the night out, had lunch in the park, was a very nice day..
counting down to pay day so i can pay the bills and go off on my hols

minnie999_2

Hi lucielle- iv been so carried away with my diary i only just seen your message, once i get motivated then yes there really is no stopping me, im off to singapore, hong kong & malasysia for 2 weeks...

right back to the diary really annoyed today as i found out that i had to pay some interest on my tescos card, which i know longer have as i did a balance transfer but still have to pay the interest as that is calcuated a month in advance, i thought once the BT was done that was the end of it, then i get hit with a late fee as i did not pay...not happy about this but hey ho, had to pay £49 to clear the card, had to wack it on my credit card as i dont have the funds for it.

w/end was good, had a b.day dinner to go too, but it was all paid for by my friend so was a cheap w/end really...

minnie999_2

pay day is friday, so roll on i say, want to pay off my bills before i jet off and pleased to know my accounts will stay untouched for 2 weeks, spending money is all sorted too.
still have not spent a penny from my current account and the £26.00 still in my account.

zippygeorgeandben

Keep it up Minnie and you'll enjoy that holiday even more!!!!
Ben

minnie999_2

thanks for the support

got paid tody and a extra £60.00 cos of that tax stuff, anyway that 60.00 will come to good use so pleased about that.
iv made a few payments and iv worked out that when all the months expenditure is gone im going to be left with a whopping £4.55!!!...im sure i will be okay, well i will have to be really. bank account wont be touched for over 2 weeks.

minnie999_2

im back, all refreshed and tanned, and ready to handle the debts, i currently have £ 80.00 in my account, yippee, i know i left with £4.55, but somebody owed me and i got some money from visiting family. i intend to make the £ 80.00 last till pay day which is on the 27th, which im sure will be fine. Have enough in the bills account for food shopping and the monthy DD's so to be honest just waiting for pay day where i can tackle more of the debts.

minnie999_2

iv had 2 NSD's so far, so pleased about that, iv decided today that as i have £ 80.00 in my account i will pay £ 74.72 towards my bank loan, otherwise the money will just get frittered away on unnecessary things.

minnie999_2

checked my accounts and so far all is looking good, i have £ 106.00 in the bills account, all bills are paid so this extra can be used for food shopping, going to allow myself a budget of £40.00 and take the cash out before, i think its better to hand over the cash then card, also make me think twice when i start putting stuff in the trolley.
i have £ 5.28 in my current account, but i can make this last till monday 27th as i dont have any expenditure.