my dairy to be debt free!

minnie999_2

not so good news today, home pc died on us this week, was about 7 years old and a hand me down, so not too bad but means we will have to invest in a new one. DH wants a laptop so is looking into that, bless him said he would pay for it, so looking around for good deals.
iv had a NSD today so far, had to buy a few things but as they where for the house came from the joint household account.
get paid tommorow yeahh!!!, this day never comes quick enough.

minnie999_2

so far not a bad week, just waiting to pay off the holiday credit card, the balance was a total of £2350.00, hubby gave 500.00 towards it and i funded the rest, its a alot of money to dish out but still a good feeling when its all paid off in one go, any extra cash i have this month will be put towards the virgin card, feel proud at the moment not done any willy nilly spending and checking accounts each morning to make sure everything is okay. Im actually starting to take responsibility for once which is defs a very good feeling.

minnie999_2

got paid on weds and have managed to pay £ 210 towards the virgin card and £ 162.00 towards the loan, good feeling seeing it come down.
did some food shopping on the credit card food and brought some theratre ticks, but paid that off in full too, total was £ 149.00, iv started to save £250.00 too, i know it could go towards the debt but making the most of the interest free credit and at least have some money for emergencies.

minnie999_2

with all bills been paid off that leaves me £ 26.25 to last till the 26th sept, now thats scary!!!...
got £ 150 on the bills account so that will be enough for shopping etc, will be a tight month but hopefully will be able to get by, been paying for b.day presents etc, but luckly budgeted for them so its not that bad.
hoping to have lots of NSD from the current account, im going to try and see if the £ 26 lasts me till next pay day, now that will be an achievment if i can do that.

minnie999_2

pleased to inform its been a NSD today and veyr happy with that, im away for a girly w/end but have taken money out and no need to dip into account, any extra money i have will put back into my account and probs pay some more towards the debt, even if its a small amount, as every little helps.
did the food shop y.day, spent on my credit card, the money will be taken from the joint bills account and i will collect miles. so im happy with that.
getting there slowly but surley

minnie999_2

had a brill w/end, and surprisegly did not over spend, i was tempted, but resisted so very proud of myself, i paid £96.16 towards the loan this morns, so the overall debt is coming down.
i have £26.25 in my account to last till pay day, with a £100 overdraft but dont think i will need to dip into it this month.

minnie999_2

pleased to inform 2 more NSD, and that £26.25 is still sitting comfortably in my account, luckly dont need anything so i can safely say it should last me till payday. Just taking in packed lunches makes such a big difference and i dont bring cash to work, plus there is no shops nearby so cant get tempted i guess thats an advantage working on a business park which is in the middle of nowhere.
2 more weeks then im off on hols yeahhhh!!!...

minnie999_2

had a awesome w/end, and did not spend a penny, need to do food shopping this week, as im entertaining friends on the w/end, try to keep it nice and simple and not go overboard like i usually do. i have a budget for approx £40 and can not go over that...
11 more days to pay day!

minnie999_2

just sorting out the finances and can only really afford to spend £35.00 on food, its going to be a big challenge as i usually pile the trolley...im going to do the shop tommorow and will see if i came within budget, off on holiday the week after so wont need to worry about the food until we come back 3 weeks later!!...

minnie999_2

so far so good, really proud as iv still had plenty of NSD, have taken £35.00 from the bills account and made my shopping list, so off to do the shopping in a bit.
out on sat night but DH will fund that night out, so my purse can stay at home, where it belongs i think!!