Anyone Around My Age In Debt?

OMAR

hey so its not just me!......lol

oscar52

Nope, Im sat here, and keep refreshing the lotter site to see if im a multi millionaire - then i know i can go bird watching for a few hours

mcjordi

hiya im 23 will be 24 next month

piglet6

Hey Omar! :hello:

Can't pretend to be in my 20s any more (if only...! :rotfl:), but wanted to congratulate you on "seeing the light" at such a young age and dealing with it now. Yes, its hard to stay in (at any age! ) when your friends are all out and enjoying themselves, but I'd be willing to bet that at least one of your friends (if not more) will be putting some drinks or a meal on their credit card tonight (or perhaps they bought a new outfit/shoes to go out and charged those?!), and in 3 or 4 years time, or maybe longer, they will be where you are now, i.e. realising that they need to sort it out, but perhaps they will be deeper in debt than you are, because its taken them longer to get to their lightbulb moment.

I guess what I am trying to say is well done on taking the problem in hand now and dealing with it, rather than sticking your head in the sand and hoping it will go away (it very rarely does, as anybody on this board will tell you - lottery winners are actually very few and far between, despite what Camelot would have us think! :rolleyes:). In a few years time, when your friends are cutting back and having to deal with the fallout of partying hard in their early 20s, you will be debt-free and able to go out, buy new clothes, go on nice holidays, and even get onto the housing ladder, because you will be that much further ahead in terms of "money-savvy-ness" (and no, I don't think thats an official term for it, but it covers what I mean!! ).

Keep up the good work - it will be worth it in the end! :T

Piglet

misscutiepie1984

Im 24 as well got into debt between age of 18 - 21 still paying it off now think it was 21k + and i have not got much to show for it........ except my £327 pcm to cccs

Gemmzie

I'm nearly 21 by the way and debt free (had £3k at most!) and own my own lovely car despite living on an income of about £280-£400 for the past three years! It can be done

ikkle87

I'm 20. 21 next month. I don't go out on a weekend anyway unless its a special occasion like a friends birthdy and seen as I have no friends lol that doesnt happen very often.

NUFCnutter

Hey Omar, I wish I had been your age when I had my lightbulb moment. I am 33 and have to curb my nights out now. I went out last night, spent £2 to see a band in a local club and drank diet coke all night so I didn't spend money. It seems hard, but by heck kid, if you can sort your financial head out now it will be for the best in the long run. Good luck.

NW-ANGEL

i am only 27 Omar and like people have said - its best sort it now - keep up the good work!! we will get there....:D
kel
x

OMAR

aww cheers guys!