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Rising household bills, no rise in benefits!

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Comments

  • krisskross
    krisskross Posts: 7,677 Forumite
    mitchaa wrote: »
    I think you're missing the point here, people in receipt of low income benefits also receive other benefits indirectly, such as free housing and council tax. Just as a comparison, im around £1700pm for my mortgage and CT but yet a family on benefits may receive this all for nothing funded by the tax payer. They may also receive free school meals/milk tokens/prescriptions etc etc, there are a lot of indirect benefits that dont necessarily hit the bank account each month

    Your point about NHS workers pay, they may earn more on paper, but by the time rent/mortgage and council tax have been paid (By themselves, not government funded) its highly likely someone living SOLELY on benefits would be better off.

    I wouldn't class family allowance/CB as a benefit as such (even though it is i suppose) Along with BASIC CTC as this can be paid to medium income families upto £66k

    They are not comparable to low income benefits like IS/JSA/WTC/HB/LHA/CTB etc etc

    You can be on £1m a year and still be entitled to CB for example, but yet how can someone compare this person with a person on real benefits?

    The fact of the matter is, benefits did see a good rise in April, CTC child element went up from £1845 to £2085 for example, this is an increase of more than 10%.

    NHS staff got less than 3%

    I think some people are completely missing the point, and i guess its the benefits brigade that are doing so:rolleyes: Try living in the real world for a change:confused:

    Plus of course anyone not working for whatever reason doesn't have the costs associated with work. No transport to work, no need to buy clothes specifically for work. I am sure there are other things as well. And any rise in wages about 30% is immediately taken in tax and NI,
  • Titch89
    Titch89 Posts: 712 Forumite
    westiegirl wrote: »
    Hi all
    I can never understand why young girls cant do studies, college , work first then have a child Have they not heard of contraception.
    It is us tax payers that are paying there benifits and we are finding it very hard to make ends meet to.

    Have you ever heard of contraception failing?:rolleyes: Is there any need for you (and possibly others) to be so judgemental? None of you know the OP's situation.
  • mummytofour
    mummytofour Posts: 2,636 Forumite
    westiegirl wrote: »
    Hi all
    I can never understand why young girls cant do studies, college , work first then have a child Have they not heard of contraception.
    It is us tax payers that are paying there benifits and we are finding it very hard to make ends meet to.

    :rolleyes: There is always one with the judgemental attitude, that thinks snide comments are of some use...
    Debt free and plan on staying that way!!!!
  • Floxxie
    Floxxie Posts: 2,853 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    To the OP:

    Why don't you approach hairdressers in your area to see if they require a trainee - you can then work whilst you study? It may take you longer to qualify but you will have on the job training and a salary coming in.

    I was reading through this thread and others about how people want to better themselves or give their children a better life and I was thinking how many people studied in the hope of 'bettering themselves' and then didn't? (I don't expect an answer, it's just I have met lots of people who give up their studies or who complete them and then say they can't work because of school holidays, pay levels etc.)

    I did a Law degree years ago but couldn't afford the course to qualify so took any job. Now I'm at home with three children, have an OH who earns £30k, a job I can't afford to go back to (no help with childcare, low salary and no pay rises for 5 years) but I do everything I can to bring extra pennies in (data inputting, surveys, daily cashback) As for bettering myself, Mr T is helping me through my OU course. I don't get any help (except CB and the basic CTC). There is no extra money from the salary (large mortgage, high council tax) It will take me years and a lot of hard work, but I will get there.

    Sometimes it appears that the benefits system makes it too easy for people to complain of what they have/have not. If you started with nothing then you would find ways of achieving your dream.

    Floxxie
    Mortgage start September 2015 £90000 MFiT #06
  • Lizard_Lady
    Lizard_Lady Posts: 175 Forumite
    westiegirl wrote: »
    Hi all
    I can never understand why young girls cant do studies, college , work first then have a child Have they not heard of contraception.
    It is us tax payers that are paying there benifits and we are finding it very hard to make ends meet to.

    Contraception never works 100%
  • krisskross
    krisskross Posts: 7,677 Forumite
    Contraception never works 100%

    I think you have to be extremely unlucky if modern contraception used properly fails. and I would think that every woman on the pill is told by her GP to use alternative methods if he is prescribing antibiotics.
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    krisskross wrote: »
    I think you have to be extremely unlucky if modern contraception used properly fails. and I would think that every woman on the pill is told by her GP to use alternative methods if he is prescribing antibiotics.
    :eek: That's nonsense!
    Technique:
    • Depo Provera; failure rate < 0.5
    • Norplant; failure rate 0.2-1.1
    • Implanon
      • failure rate - fewer than 0.1 in 100 over 3 years (3)
    • Mirena coil; failure rate 0.09
    • combined pill; failure rate 0.2-0.3
    • mini-pill; failure rate 0.3-5
    • condom; failure rate 2-15
    • diaphragm and spermicide; failure rate = 5
    • IUCD (see below); failure rate 0.3-4
    • coitus interruptus; failure rate 30
    • rhythm method; failure rate 30 - 40
    • none; failure rate 60 - 70
    Failure Rate defined as (pregnancies / 100 woman-years (%) )
    Interpretation - 5% failure rate means that if 100 women used this form of contraception, 5 would be pregnant within one year.
    Reference:
    1. Drug and Therapeutics Bulletin 1996; 34 (12): 93-5.
    2. BNF 7.3
    3. NICE (October 2005). Long-acting reversible contraception
    No longer using this account for new posts from 2013
  • melliec
    melliec Posts: 255 Forumite
    My friend done hairdressing at college whilst on benefits. Her course and chilcare were paid for so I would go up there and speak to student support. Also...see if you can leave out the nvq 1 as it is very basic and aimed at school leavers with not much of a clue. I went straight into level 2. Good luck!
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Contraception never works 100%

    Well it certainly used to 30 years ago when you knew how important it was for you not to get pregnant!
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    Well it certainly used to 30 years ago when you knew how impartant it was for you not to get pregnant!

    Contraception certainly did fail thirty years ago, you just didn't hear about it as much! ;)
    Gone ... or have I?
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