This may sound like a stupid question but dont know where to start

purplesmiler82

This is my first posting so please be patient and dont laugh - i know this will sound very stupid to most of you but we want to buy our first house (currently live with parents). We have seen a house we like but what do we do???? Or should i say what steps are involved in buying house - can anyone supply an idiots guide?!!!!!

Look forward to your response

PurpleSmiler

meanmachine_2

You need to work out whether you can afford it. What is your household income? You and partner combined.

You get a mortgage agreed in principle from a bank - use one of the online checkers such as moneysupermarket

You approach the agent, view the property at least twice, ask about length of lease, any problems with neighbours etc and put in offer that you think is fair and reflects the position of the vendor (the longer it's been on the market, the more desperate the vendor, the more likely they are to accept a lower offer)

Once your offer has been accepted you contact a solicitor.

But first you need to draw up a budget - living on your own is a lot more expensive than you migth think.

This is a rather biassed guide, but it will help you. Google is your friend:

http://www.bbc.co.uk/homes/property/buying_buyingaproperty.shtml

socks_uk

Thanks for the BBC web link meanmachine.

Jill

purplesmiler82

Yes a big thankyou meanmachine, extremely useful

rare_uk

I bought the book "How to buy a house"
[HTML]http://www.play.com/play247.asp?page=title&r=BOOK&title=308961&p=91&g=148&pa=sr[/HTML]
It is helpful if you are a first-time buyer. It helped me out