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Lucielle's daring debt free journey
Comments
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YAY!!! Go lucielle go....
Well done, new job....fantastic!! I am so pleased for you
piq xxTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Well done!!!! Fantastic news!!! How many days/hours will you be working?Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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Its 16-20 hours per week but they want me to go in on Saturday which I'm struggling with as OH is working, DS2 has got a party. Still I will try my best to sort it.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Good News :T:jSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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:TWow Lucielle - only read first post and this page! Congratulations on getting your job. I am sure you will sail through the probation! Good luck - very exciting news!:jHaven't posted for a few days as have been feeling a bit low and money is not good at the moment. Well that mood has certainly gone!!!!!!!
As of Friday I start MY NEW JOB! That felt so good typing that. Now feeling guilty because I won't be able to ride as much but still should be able to keep them.
I have got a 3 month probationary period which I am also flapping about. If you hadn't guessed I do have self confidence issues and usually make jokes at my own expense to cover it.
LAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
You will definitely sail through the probation. But as for Saturday - how annoying. That's the problem with work, it's always interfering with real life.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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Great news for you hun
So pleased for you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I have got DS1 off with lurgy. Dragged him up to the horses and made him muck out (will sweat it out of him). He is now wallowing in the bath. Had no electricity this morning but remembered to fill a flask before we left. Also been and taxed the car to the tune of £210.
Feeling nervous regarding tomorrow but hopefully I will have my efficient head on and not the dumb one.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done on the new job-i'm really chuffed for you. Three months probationary period is pretty standard for all new jobs so don't worry about that-you will be fine. Yay for you-it's lovely to hear about people getting jobs instead of being made redundant.HSBC Visa-High interest-£2349.23 Nat West £2605.18
My Overdraft-£1500
Barclaycard-1089.77
Marks and Spencer card- 3331.30 next 92.67
Total was 11066.29 now £10,968.150 -
great news lucielle
well done you!!
WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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