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Lucielle's daring debt free journey
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LMAO at the Transvestite comment - because I totally relate. One of the guys in work commented that I always wear flat shoes so I challenged him to wear high heels on our next night out. He is currently searching ebay/charity shops for size 11 heels!!
If you broke your big toe, you wouldn't have been able to walk as ALL your balance is in your big toes, the other four are just for decoration. (So a Dr told me when I broke my first toe, current break is No 3) But you have obviously done something to it so best to check it out.
Our end of year is September. Our accountant would take a biscuit tin full of receipts but in my anal retentive way I need to keep a very close eye on the books so I think I do half his job for him, not that he gives me discount for beautiful books!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Take it easy you!! And of course happy anniversary....................................well done on the books - and hmm toe sounds like it needs a bit tlc............xx (as does the lawn mower)
Lol to feeling like a transvestite in high heels I always feel as if I'm wearing my mum's shoes - I'm a 3-4 and getting heels in smaller size can be a nightmare - alhtough my feet are almost as wide as they are long - its just ridiculus!!!!!! I think I had comedy feet given to me at birth.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Happy anniversay 18 years ! Congratulations! That takes some doing doesn't it....
I should know we hit 19 earlier this year!! ROFLAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Happy anniversary.
Only got to unlucky 13 me:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I was a child bride!!!!!
Had an interesting day. Took the chaps to a friends farm after lunch to ge ferreting. Friend her her boss there who I'm not that keen on and he was staying for lunch. So as she was plating it up I said I'd go down the field and help the chaps she said 'no stay I've made you some.' So I ended up staying and having another lunch and I'd already planned to have a roast for tea as its our wedding anniversary. Its weigh in tomorrow!!!!!!!!!!
OH has mended poorly lawnmower so DS1 is attacking the meadow. Except the silly twit has done it without the box on. Great!!!! House full of grass clippings.
Started watching the BUcket List last night with Morgan Freeman and Jack Nicholson. Had to stop part way through as they put the news on so decided to tape the last bit. Thought I'd watch it this morning only to find it hadn't taped. Will have to get it out on Lovefilm to find out what happens.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Also cleaned out the dreaded cupboard under the sink. How virtuous is that???
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Also cleaned out the dreaded cupboard under the sink. How virtuous is that???
L
I kneel at your feet!
Thats brave - I don't think I look under mine :eek: and we've only been here 6 months.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
OH talked about sorting out our under cupboard sink last night, must be something in the air.0
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Happy Anniversary Luc - many congratulations.
Good luck for weigh in tomorrow.
Hope you and family are all well xxxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Got weighed last night and I've put on half pound. Hoped I'd stayed the same, but not bad considering I've not been for 2 weeks. Going out tomorrow night for a meal with OH as it was our wedding anniversary last Sunday. Doubt I'll be good when they make things like malteser cheesecake. Yum!!!!!!
Pay day tomorrow so number crunching will have to be done. Ds2s birthday next Tuesday and need to get his pressie which should be sorted on Thursday. Got the accountant coming on Thursday night and thats when I'm getting my feet looked at. Fun, Fun.
Sat here wasting time when I should be doing MGs challenges as I've miaculously ended up with no children. 3 are at Scouts and the other is away terrifying small furry creatures (shooting). Honestly he's like Elmo Thudd off Bugs Bunny.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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