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Lucielle's daring debt free journey

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Comments

  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Hope you enjoy your night out and the malteser cheesecake sounds very yummy, I'd have to try that out! Not good for the waistline but its a treat and its your anniversary (cant think of a better excuse). Hope the toe gets sorted sounds painful. How did Elmo Thudd get on that made me laugh :rotfl:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Elmo managed to waste about 4 million cartridges and 1 poor duck got it.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Hope dinner out was great :)

    Poor duck, I'm sure it had it coming to it?
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    RIP to the duck sounds like he had a great time Elmer Thudd that is not the duck!:rotfl:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • good luck with the challenges have to confess I am behind at the mo
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • taxi73
    taxi73 Posts: 20,815 Forumite
    hope you enjoyed your meal out and happy belated anniversary
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Meal was scrumptious. Had mushroom bruschetta, pork loin on some scrummy mash (can't remember the flavouring) with veggies and Eton Mess for pud. OH hhad goats cheese, steak with sauce new pots and veg followed bt Banoffee pie and a bottle of wine.

    Been out today and got loads of stuff including DS2s pressie nearly finished him. Just ordered MGs business book and posted the cheque. Also had lunch out, quiche, salad and coleslaw.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Glad you enjoyed the meal sounded lovely lunch out too lovely way to celebrate. Good luck with the toe business today.
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I seem to have fallen off the diet wagon big style as I've eatem like a starving beast all day. Not healthy things either.

    Went to get my trotters sorted out last night. Chiropodist thinks I did break my toe when I stubbed it, where the break is the bone is growing over which is what's hurting and causing the lump. I could have an operation to file the bone down. No thanks. I need to wear shoes with firmer soles ie hiking boots (such a good look) and when it 'sets' it should be ok. It'll mean I don't have much mobility in my toes. Anyway he's strapped it up for now so I had a decent nights sleep as I didn't keep catching it in the duvet.

    Feeling a bit down today but not sure why. Rushed back from work to DS1s latest killings to the game dealers. Ds1 is out beating tomorrow, DD2 is at sleepover and not due to be collected until 3.45 tomorrow. Think I'll pop into town to get DS1 some revision books, go to Lidl and take the chaps swimming in the bigger pool. Paid £80 off the debt today. Still not going down fast enough.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ouch to your toe! Hope the paid improves and it sets okay... Definitely need to keep a watchful eye on that one
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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