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Lucielle's daring debt free journey

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sounds busy you way Luc..good luck for weigh in.
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Managed to lose another half pound, which takes me to the half stone mark. A bit disappointed really as I had tried really hard with the diet. On the exercise front its non existant!

    Still shattered from the early start yesterday and have been in grumpy cow mode all day. It didn't help when I came home to the house being in !!!!!! tip last night. Had to leave work early today to get one of the lawn tractors loaded, my hours are sadly lacking.

    Helping out at friends on my day off, more pennies for the ski and oil pots.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the 1/2 a stone :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on weight loss
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Day off today but working for a friend. Went to do the horse this morning and he was in a cuddly mood and wanted me to find all his itchy bits. Made me a sad to think about what I've got to do in September. His leg was a lot better need to trot him up and down to make sure its 100%.

    DD1s 13th birthday today. She got a new phone, jeans ,traditional maltesers and a box of crunchy nut clusters (I never buy them). Also promised her a small shopping trip. Loan payment came out today another £324.60 off the debt. Got to get all my figures sorted ready for tomorrow as it will be 6 months since I last updated.

    Working again on Saturday and possibly Monday but not sure how I'm going to fit that in with my regular job. I have have DD2 to take to school as she is going away for a week, so that means I can't go in early to make my hours up. Sure I'll think of something.

    Really struggling to get the washing dry at the mo. TD is poorly and not sure how much it would cost to get it mended. Need some nice weather again. Have managed to get some towels dry today outside, I should maybe have put some more out. See what tomorrow is like. Going in the bath as my feet are killing me (been waitressing for 6 hours) Hopefully good for the weight loss. Mind you I have just consumed a slab of birthday cake and very nice it was too, even if I do say so myself.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Happy birthday to DDxx

    Looking forward to tomorrows update x
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another one loooking forward to your update.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Me too. Can't wait to see how much you've paid off.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Took some Nytol last night as I haven't been sleeping very well. We both managed to sleep in and didn't get up until 7.20 DS1s bus is at 7.30 so no stress this morning :mad:. Thrust him out the door with toast in hand.

    Took the horse for a gentle ride as he was sound in trot :j, see how he is in the morning.

    Now for the money bits. Paid £130.39 off the debt which is included in todays figures:T.

    Outstanding

    Santander £2690 @ 0% currently the target card
    Barclaycard £2906 @ 6.9% LOB
    Bank of Scotland £4760 @ 6.9% LOB
    Citi £5223 @ 6.9% LOB
    Tesco £6816.6 @ 6.5% LOB (only loan we have)

    Total debt £22395.60

    I didn't make the June target of paying off 9k but managed £7551.71.

    I need a new target for December 8k perhaps? Not sure, got a week to think about it.:money:

    I would really like to be cc free by the end of 2011.

    I am trying to pluck up courage to ask for a wage rise as I have been there for over a year and no indication that one is going to be made. I am useless at selling myself (not in a prostitute kind of way!!:rotfl:) and talking about money. Any pointers appreciated.

    Need to update siggy.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking really good hun xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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