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Lucielle's daring debt free journey
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Everything seems to be heading in the right direction - you are all doing fantastically!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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No snow!!! So off for my girly day after I have got rid of the aroma of horse.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
No snow!!! So off for my girly day. I have the aroma of horse.
Is that Chanel or Givenchy?
CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Not sure, but if I can bottle it and sell it for a bob or two.....any takers?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
NO ta to eau do horse
Woo hoo - to the employee of the month - well done OH
Any plans weekend wise?
I had a very quick email from Piq - The Captains fine and she's well although bonkers at work - thought of you when I was mailing as I know the expoits of the horses always made us chuckle.....Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Glad to know Piq is ok, tell her we miss her. As well as getting employee of the month and 50 quid he is also getting an extra £400 bonus, is there no end to my joy? Wonder if it will be in tomorrows wages? Won't be able to sleep tonight!!! Still no sign of my tax cheque. At this rate I'm gonna be debt free!!!!! (I wish). Actually once HSBC has cleared I am debt free as the rest is in OHs name!!!!!
Had a lovely day out with my friend. She had never been to the cash and carry (we know how to have a day out!) and was very excited about going (sad I know). I purchased:
a huge bag of tea bags £12.25
large bottle of soy sauce £1.25
2.5kg cheese £10.92
bacon £5.99
24 tins beans £5.88
24 tins chopped toms £6.55
12 tins of tuna £4.95
Also went to Lidl and spent £8.18, a fruit and veg stall, £6.25 and got a tankful of petrol and lunch out. Not everybodies idea of a day out but we had a good catchup and she enjoyed it as much as I did. As I had budgeted £100 for the cash and carry feeling mightily please I have come well under. Should only need milk, bread and a few veggies for the rest of the month.
Weekend, nothing much planned. DS2 has a friend sleeping over Friday night and DD2 has a friend sleeping over Saturday night. Do need to get some coal, which will be on Saturday before lunch as it closes.
DD2 has kindly shared her cold with me. I have a nose to rival Rudolfs and sadly I have no echinacea.
Managed to throw another tenner at the card. Roll on tomorrow and I might be able to clear the HSBC.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
That's great news Lucielle.
Fantastic bargains there as well..well done.0 -
Excellent on all fronts
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
well done to OH on employee of the month - and his bonus - glad things are going your way. Nice to hear you got to go out too!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Managed to pay £290 off the debts, target card is now at £190 which I'm hoping will be paid off by next Friday.
Got a cold and my nose is hurting and I feel like my eyeballs are going to pop out next time I sneeze. Off for a bath.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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