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Lucielle's daring debt free journey
Comments
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Well done on another debt gone..amazing.0
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Well done Lucielle on getting rid of HSBC, does that mean you are personally debt free now?
Well done to your OH as well for his employee of the month.
You'll have rid of the next card in no time x x xPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
Well I thought I was till I remembered about the overdrafts. Aaaah well there you go.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi lucielle - you will soon kick those overdrafts into touch - you are doing brilliantlyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks V that made me larf!!!!
Just got DD1 some new trainers (£12) and ordered some wellies she liked. DS2 is proving really difficult to get trainers for can't find any he likes. My chaps all have very slim feet so getting shoes to fit can be problematic.
Bought a chicken for tea tonight. Going to sort out my recipes and try and meal plan this week. Also managed to get some reduced breadcrumbs, you know the bright orange ones you can see glowing from outer space, I fancy having a go at making my own fishcakes so that seemed like an omen when I was in the Co-op. Also got reduced deoderant and conditioner.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
First tenner to American Express. Got the total wrong its £1240 minus a tenner. According to the snowball should be gone by May. Also seen a house to view. OH should get this organised for this week.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Great going on the cards L, hope the house viewing goes ok too. Enjoy your Sunday.Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)0 -
good luck with the house viewing... hope OH gets it sorted.
hope the tea tastes yum. We are having roast chicken tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
You are doing so well L. Enjoy the feeling of having cleared another card off.
I hope the house viewing goes OKWorking Hard to be Debt Free - one day :A soonDFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100Total Nov07 £36000, Sep10 £1623:o:)0
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