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JULY make £10 a day challenge

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sympathies to people like debtbegone, who's been ill - that happened to me in May, I had to abandon the challenge altogether. Hope the abscess heals quickly.
    2023: the year I get to buy a car
  • amethystcash
    amethystcash Posts: 122 Forumite
    Mortgage-free Glee!
    Just to give you an update on my earlier post. I've now worked out that the extra savings we've made this month are £530. Other savings were either one-offs (bonus) or amounts we would normally transfer to savings anyway (DHs overtime), plus we also had £250 emergency cash at home that I've now put in the bank.

    The extras are: £110 on grocery savings; £200 DHs fuel expenses (that would normally go back to operational a/c to cover payments for fuel) and £220 which we got for expenses we incurred after a relative died (again that should have gone back into the operational a/c to cover the payments made). For the two that should have gone back into the ops a/c we had enough funds at the end of the month that we didn't need to do that, so treating them as extra savings.

    I will keep you posted on the continued progress of the grocery/fuel saving challenge.

    Just out of interest, would any of you treat the £530 as income for this challenge or keep it seperate?
    MFW Challenge (Tgt Date Nov 07): ACHIEVED FEB 07!
    Mthly Savings (Tgt 60% of Inc): Average 41.67% (but we have just paid for a new kitchen!)
    Savings Goal £500k (Target Date 50th B'Day Nov 17): 30.41%
  • Hi all

    My totals for the end of the month is around £208.50 - not hit my target but still its something :)

    ontop of the £190 from earlier in the month i have abt £3.50 from Amazon, saved abt £15 on going out through 214's on the mains - does that count?

    have 10 reviews left to bview - if i can get them done before the end of the day then its another £10.


    well done everyone
  • purplevamp
    purplevamp Posts: 10,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    This moring I received £20 in HMV vouchers from Valued Opinions!!! This makes my grand total for July £132.74 - not even halfway :o . I'm hoping to have better luck in August, with O/T, ebay/paypal and Amazon payments to come.
    Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037
    Swagbucks ~ £155 (2024 ~ £395)
    Surveys ~ £149.19 (2024 ~ £280.14)
    Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)
  • andan
    andan Posts: 2,110 Forumite
    Well done to everyone who has met their target and to all those who tried to achieve it this month. I thought i wasn't going to make my total this month, until i realised i hadn't included the money from my ebay sales. After filling in my spreadsheet for the month my total for this month now stands at £307.87. I think i will finish this month there and now prepare for next month's challenge, hope to see lots of people on that challenge too!

    Amethystcatch, i personally wouldn't include it, but then thats me and each person who does this challenge treats it differently.
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Amethystcash - not sure if you're referring to £510 or £530, sorry. But looking at what you've posted, I'm not sure I'd personally include amounts due to be reimbursed to me, unless I usually spent them and am now *not* spending them. If the grocery savings were things you wouldn't normally have done, then include them! Thing is, its always very individual - I used to count money for this challenge as I made it, as I said in my earlier post, and now I count it as I get it. And I used to count taxis-not-taken, because I always used to get a late night taxi coming home from work on a particular day. But its so long since I've taken that taxi, I don't include it in "money saved for the challenge" any more. Clear as mud, I know. You count what feels right for you!
    2023: the year I get to buy a car
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another update from me, Im finding it so hard this month (glad its almost over tbh) and am so fed up of not feeling 100% - anyway enough moaning

    £12.00 Vouchers (won from Hungershots Comp)
    £24.00 More "stuff" sold

    Can someone give me a swift kick up the backside in August (although looking at my total for July its not that bad but still a fail)

    Total: £213.28
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    £213 is better than nothing. !! well done for trying
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • frugalpam
    frugalpam Posts: 2,514 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done to everyone :j Savings are savings, so it doesn't really matter if we made our targets or not, because if nothing else we're watching our spending and savings habits (which I personally really need to do)

    Looking forwards to the August challenge - I'm sending a load of 'stuff' that I've been meaning to get rid of for ages, to a local Auction house. It'll go under the hammer on 6th August, so fingers crossed there'll be a nice amount towards my August challenge
  • Horace
    Horace Posts: 14,426 Forumite
    £3 expenses for my bus fare today and a £1 refund for a faulty item at a charity shop (a game that was missing the vital part:rolleyes: ).
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