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JULY make £10 a day challenge
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Sympathies to people like debtbegone, who's been ill - that happened to me in May, I had to abandon the challenge altogether. Hope the abscess heals quickly.2023: the year I get to buy a car0
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Just to give you an update on my earlier post. I've now worked out that the extra savings we've made this month are £530. Other savings were either one-offs (bonus) or amounts we would normally transfer to savings anyway (DHs overtime), plus we also had £250 emergency cash at home that I've now put in the bank.
The extras are: £110 on grocery savings; £200 DHs fuel expenses (that would normally go back to operational a/c to cover payments for fuel) and £220 which we got for expenses we incurred after a relative died (again that should have gone back into the operational a/c to cover the payments made). For the two that should have gone back into the ops a/c we had enough funds at the end of the month that we didn't need to do that, so treating them as extra savings.
I will keep you posted on the continued progress of the grocery/fuel saving challenge.
Just out of interest, would any of you treat the £530 as income for this challenge or keep it seperate?MFW Challenge (Tgt Date Nov 07): ACHIEVED FEB 07!
Mthly Savings (Tgt 60% of Inc): Average 41.67% (but we have just paid for a new kitchen!)
Savings Goal £500k (Target Date 50th B'Day Nov 17): 30.41%0 -
Hi all
My totals for the end of the month is around £208.50 - not hit my target but still its something
ontop of the £190 from earlier in the month i have abt £3.50 from Amazon, saved abt £15 on going out through 214's on the mains - does that count?
have 10 reviews left to bview - if i can get them done before the end of the day then its another £10.
well done everyone0 -
This moring I received £20 in HMV vouchers from Valued Opinions!!! This makes my grand total for July £132.74 - not even halfway
. I'm hoping to have better luck in August, with O/T, ebay/paypal and Amazon payments to come.
Mortgage: Was: £154,495 Oct 2039 Now: £82,340.34 May 2037Swagbucks ~ £155 (2024 ~ £395)Surveys ~ £149.19 (2024 ~ £280.14)Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)0 -
Well done to everyone who has met their target and to all those who tried to achieve it this month. I thought i wasn't going to make my total this month, until i realised i hadn't included the money from my ebay sales. After filling in my spreadsheet for the month my total for this month now stands at £307.87. I think i will finish this month there and now prepare for next month's challenge, hope to see lots of people on that challenge too!
Amethystcatch, i personally wouldn't include it, but then thats me and each person who does this challenge treats it differently.:j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j
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Amethystcash - not sure if you're referring to £510 or £530, sorry. But looking at what you've posted, I'm not sure I'd personally include amounts due to be reimbursed to me, unless I usually spent them and am now *not* spending them. If the grocery savings were things you wouldn't normally have done, then include them! Thing is, its always very individual - I used to count money for this challenge as I made it, as I said in my earlier post, and now I count it as I get it. And I used to count taxis-not-taken, because I always used to get a late night taxi coming home from work on a particular day. But its so long since I've taken that taxi, I don't include it in "money saved for the challenge" any more. Clear as mud, I know. You count what feels right for you!2023: the year I get to buy a car0
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Another update from me, Im finding it so hard this month (glad its almost over tbh) and am so fed up of not feeling 100% - anyway enough moaning
£12.00 Vouchers (won from Hungershots Comp)
£24.00 More "stuff" sold
Can someone give me a swift kick up the backside in August (although looking at my total for July its not that bad but still a fail)
Total: £213.28Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
£213 is better than nothing. !! well done for trying:j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart
Proven to be a little fighter and battling on with her heart condition :j
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Well done to everyone :j Savings are savings, so it doesn't really matter if we made our targets or not, because if nothing else we're watching our spending and savings habits (which I personally really need to do)
Looking forwards to the August challenge - I'm sending a load of 'stuff' that I've been meaning to get rid of for ages, to a local Auction house. It'll go under the hammer on 6th August, so fingers crossed there'll be a nice amount towards my August challenge0 -
£3 expenses for my bus fare today and a £1 refund for a faulty item at a charity shop (a game that was missing the vital part:rolleyes: ).0
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