-
northern rock savings
I still have some savings in the Northern Rock silver savings account. Should I withdraw the money immediately? M
-
skipton xmas bond 6.75%
dear all, from tomorrow skipton building society will launch a bond paying 6.75%, with amimimum of £500 deposit the bond expires on the 19th of december next year.
-
Legal and General
Hi, Recently bought Legal and General shares (October) - Does anyone know has there been a return of cash to shareholders, or is this yet to happen? Thanks any info gratefully received.:confused:
-
Commercial property, get out while you can!
http://www.ft.com/cms/s/0/9927fd36-a1e5-11dc-a13b-0000779fd2ac.html?nclick_check=1
-
HSBC Online Saver
Hi, I would appreciate if somebody could explain to me the HSBC Online Saver, for example if one month I saved £500 (and didn't make a withdrawal) how much interest would I gain ( £ )? The following extract is off the HSBC website: '' Apply for an online savings account now and earn up to 6.00% AER (5.92% gross) variable…
-
up to date savings rates
Just a quick query... My wife was swapping around her accounts a bit, and put £50k into a barclays e-saver, just as it was instant access/no penalty etc.. (and seemed to be their highest rate savings account) whilst she could look for decent alternatives. Today, whilst on the 'phone to the bank, they said - as the e-saver…
-
Is an ISA needed - Investing in shares
Dear all Just a doubt. I am a basic rate tax payer. I would like to buy some shares/funds but I am not sure if I need to open an ISA wrapper for that. Lets say I invested £5000 and I made a profit of £1000 upon selling the shares/funds at the end of the year. I pay 20% on the interest I get from a saving account. Would I…
-
Share Dealing
Hello, I wasn't sure where I could post this question, but anyway... Just wondered if anyone knew of any web sites where I could see up to the minute share prices? Is this possible? Thanks in advance.
-
Standard Life Shares
My wife and I had a joint endowment with Standard Life and after their demutualisation we recieved shares but only in my name. Should my wife also have recieved an allocation of shares?
-
Stock Market Investment
Have any of you heard of a company called Birchfield Consultants, based in Zurich, Switzerland? They contacted me by telephone and told me they deal with companies prior to their stock market launch offering me the opportunity to buy shares. I have checked their web site but no where can I find their address or telephone…
-
Multiple current a/c's linked to savings
What ares the drawbacks of having a number of current accounts that are barely used just to enable you to open high rate regular saving schemes. If this does not make sense, let me explain. The Alliance & Leicester have a 12% Regular Saver (£250 per month) as does LTSB at 8% and others have them at 7.5%. The only problem…
-
Saving my loan? I really need some advice!
Hi everyone, I desperately need some advice about saving a loan. I've posted on here before but I didn't get much response and I really need some advice. I'm 25 and I am studying for a PGCE part-time while I'm working. I have the opportunity to take out a student loan of £3300 this year and hopefully the same or maybe less…
-
Sainbury Savings a/c & Annual Interest-what does this mean?
I notice the Sainbury savings account which is widely recommended, only pays interest annually (not monthly) although it is calculated daily. Im not clear what this means in practice. Could someone explain it to me. If, for example, I open the account for 6 months and then withdraw all funds do I lose my interest? If not,…
-
Halifax ISA Investor
Moved to ISA section.
-
£6,000 lump sum, fixed rate bond best??
I have halifax high interest current a/c, 6% up to 2,500, put £250 pm into their regulat saver, 7%. £4,000 lump sum, mainly from last 12 month regular saver, put into Julian hodge 12 month fixed rate bond, 6.90%? According to Martin, I should cash my £2,000 premium bonds. Put that into a 12 month bond too? I am unable to…
-
What Should I Use To Save?
Hi, excuse my lack of knowledge but I am a complete newbie to all this. Due to a pay increase, my hubby and I are going to try to save £3000 - £4000 a year starting next year. We have only ever had savings accounts that are linked to our current accounts before, but as these offer such little interest we are sure this…
-
ISA confusion
Hello Can anyone clarify some confusion regarding ISA's. I am looking at opening my first savings account as I have a lump sum in my bank account that earns NO interest. Trying to do some research over the last few days I read that you can open 2 mini cash ISA's or one MAXI. I want to keep it as simple as possible, so I do…
-
ISA / non-ISA savings query
I have £3300 in an old ISA paying 4.55% and a further £1500 in a regular savings account paying 4.2% net. I have just opened an ING ISA at 5.13 AER and want to move 3k into that and the rest into a new Savings account which will pay 5.12%AER gross. Not sure if I am being dim but I am nervous about emptying (and presumably…
-
Principality E-Saver increased to 6.30%
from 1st december :j http://www.moneyextra.com/news/news-principality-increases-036483.html http://www.principality.co.uk/
-
Early medical retirement - making the most of savings / investments
Hello gang! I would be grateful for your advice and comments on my specific query and situation. On 19 October 2007, I took early retirement from employment on medical grounds. As part of this, I will receive a pension of £5100 (approx.) and a lump sum of £15100 (approx.). The pension will be my sole source of income. In…