-
Car Loan
Hey Everyone!! Passed my driving test last January so quite a while ago now, and when i looked into buying a car i was worried about the insurance so decided to wait till i was 19 to get a car as the insurance drops by a few hundred pounds. I was 19 in April, and now i'm looking at buying a car for around £1000 - £1200.…
-
Best Way?
Right basically I wanna borrow £3000 from somewhere to put towards a new car, what would be the best and cheapest way to do this?
-
GE Money
Hi there hope someone can help. I have arrears on my mortgage of £1200 which i'm paying off but also have account charges of £3000 which i was told would be added to my mortgage at the end. i've renewed a secured loan and they said they would pay off my arrears of £1200, whcih i was planning on doing anyway and GE Money…
-
Funding for a Car
I have just been turned down again by my bank for a loan. I had just got my credit score to fair going on good for this to happen. My sister is ill and its a long term illness and I really need a car because noone in the family drives. I think HP is my only option...can anyone recommend? Am I likely to get accepted for HP?
-
Lloyds TSB Loan..Help please!
Hi, I have recently received a loan with Lloyds TSB. I had one previously and never missed a payment so I have got a new loan in order to consolidate some debts from Uni etc. The thing is im moving abroad to stay with my girlfriend in Sweden. I dont have a job yet although i have savings to last me a couple of months until…
-
Anyone else had problems with the SLC?
I'm finding them a pain. They say they will call back they don't. When you are in correspondance with them they send you letters from debt collection companies. The questions you ask them they don't answer and then they say they'll pass your letter onto another department and they will respond yet they don't. I'm sick of…
-
Leeds BS or Egg loan?
After approaching my bank (HSBC) for a loan and was promptly turned down, I received a call from HFC offering to be of assistance. As part of the HSBC group it would appear that the bank had referred my details on (something I wasn't expecting). I actually find HFC to be very hard sell and pushy and itwas like getting…
-
Flexible repayment ideas?
Bit of background, I recently took out an £22000 loan with Barclays the balance of which is currently £21,500 (approx). I have fixed payments of £371 per month. The loan rate is approx 10% over 7 years. Now fast forward a few months, I have worked out that by Dec I will be able to make payments of £1000 per month (at which…
-
High Street Robbery
If you have ever purchased on the High Street and been offered free credit for 6 months or whatever, BEWARE! I purchased recently from Currys and decided to take the 6 months free credit and earn some £10 interest by investing elsewhere. I asked the adviser if there were any different rules from my last one, taken out 18…
-
Please help me!
Hello !! I was wondering if you could help me advising me of what best to do get a 5K LOAN under my circumstances..Please give me a few minutes of your time to read my message! hopefully you can give me an advise of an expert as i really feel lost!:o I've recently purchased my equifax credit report (12/07/07) and it came…
-
Car allowance but Bad Credit
Tried posting this once and it all went weird so this is a bit condensed sorry. Ive been offered a new job, 8k more a year then Im now on, and it should end most of my money problems. My current job provided a company car, which hit me for tax, but was fairly effortless as far as ownership went. Now, my new employer only…
-
HELP!!!!! HSBC/MCS v Lemma's OH
M husband took out a loan with HSBC about 4 years ago. He defaulted on it, it went to MCS and I CCA'd it cos they said there was £20K outstanding. They sent back a perfectly drafted CCA but I was gobsmacked and very angry to see that amost £7.5K of it was a PPI loan against the principal loan. My OH was clear to me in that…
-
loan for a car 17.5%
Hi Everyone, I'm wanting to get a car and have just had a quote from my bank (HSBC) for £4000. They've offered me one at 17.5% - this seems high, I've seen figures that say peoples loans are like 8% and rates like that. I've never had a loan before so I don't know if this is actually good. Can anyone advise me? thanks,…
-
Early repayment of loan
Hiya my fiancee has a loan that was taken out by her sister in her sisters name and my fiancee pays her sister the amount in a standing order every month. We are wanting to clear the loan before its end date, what we want to know is will the settlement figure be smaller if we pay the loan early! thanks in advance!
-
Where do we go now?????
My OH applied for a top-up on our joint loan at Nationwide this week. He was turned down. My car lease contract is up next month and we wish to buy the car - we have a settlement figure. This loan would have made us £250 per month better off as we are losing the lease payment and adding to the existing loan. Several other…
-
Buisness banking advice pls help
I started a business last november and from day one business came in ,as so over the months, due to the fact it did i was a bit of a victim of my own success, I went to the ban Re cash Flow in Jan and they approved a secure overdraft and loan facility has i need to pay bills etc.I then never got good avice from the bank…
-
loans for CCJ's?
I got a CCJ in 2004 and am now looking for a loan. Any ideas where I might be successful? Cheers
-
loan if you have bad credit rating
does any one know of a company that may offer a unsecured loan if you have a bad credit rating... my best friend needs a loan she is unemployed but her hubby has a good job... she has tried a few in the past and been turned down and she does not want to go to shopacheck, provident etc as they are doorstep lenders who…
-
Bank acting on behalf of Virgin: Advice please
Hello. I need some good legal advice from the text below: Email I sent: Dear mbna. I received a letter on the 25/07/2007 from mbna thanking me for my recent application I made for an mbna loan. I will point out that I did not apply for an mbna loan, I applied for a Virgin Loan only. If mbna holds any information on me that…
-
Can we ask the bank to miss one monthly loan repayment ?
Hi .......my first post....need some advice ...bit of a pickle.......hope you can help... We have a £10,000 loan over 4 years with the ABBEY Nat. Paid 15 monthly payments on time and in full. Next month we have a 'pinch' point coming up. We have paid for a holiday some time ago, but with everything we must pay out for bill…